3840 4th St, North Beach, MD 20714 Property Records

Calvert County property record for 3840 4th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,920 sqft · built 2005
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Company Names on Record
Last Sale	$329,990 (Jun 2019)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-180875`

Property Details

APN / Parcel Number

Primary APN	`03-180875`
Alternative APN	`180875`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,920 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Porch	Slab
Porch Area	384 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	180875
Street Address	3840 4TH ST
City	NORTH BEACH
State	MD
Zip	20714-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 29R BLK 38 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	38
Legal Lot Number	29R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3000
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3840 4TH ST, NORTH BEACH, MD 20714-9746
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 27, 2019	Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Sep 30, 2015 · Amount on Record
Deed Book / Page	5385 / 384
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 12, 2026
Property Address	3840 4TH ST, NORTH BEACH, MD 20714-9746
Document Number	6900000159
Book / Page	6900 / 159
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3840 4TH ST, NORTH BEACH, MD 20714-9746

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 27, 2019
Property Address	3840 4TH ST, NORTH BEACH, MD 20714-9746
Document Number	0053850384
Book / Page	5385 / 384
Map Reference	MB GWD 8 PL 305
Instrument Date	May 7, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CAPITOL TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$824.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3840 4TH ST, NORTH BEACH, MD 20714-9746

Mortgage

Document Number	5385390
Date	Jun 27, 2019
Instrument	5385/390

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,800 (+2.08%)	$429,600 (+6.23%) Land $87,700 Building $341,900
2025	$4,525.00 (+19.33%) Homeowner's exemption	$404,400 (+10.79%) Land $87,700 Building $316,700	$404,400 (-) Land $87,700 Building $316,700
2023	$3,792.00 Homeowner's exemption	$365,000	$404,400 Land $87,700 Building $316,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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