3840 28th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 3840 28th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	2,676 sqft · built 2000
Lot Size	1.13 acres (49,658 sqft)
Owner	Individual Name on File
Tax Bill	$4,995 (2025)
Deeds & Mortgages	May 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`353500 76 14D29`

Property Details

APN / Parcel Number

Primary APN	`353500 76 14D29`
Alternative APN	`41396440003`

Interior

Stories	1 Story
Building Area	2,676 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	49,658 sqft
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Pool Area	200 sqft
Deck Area	264 sqft

Location & Zoning

Street Address	3840 28TH AVE SE
City	NAPLES
State	FL
Zip	34117-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 89 E 75FT OF TR 76
Legal Range	28
Legal Township	49
Legal Section	29
Legal Subdivision	GOLDEN GATE EST UNIT 89
Legal Tract	76
Legal Block	2
Legal Lot Number	1
Legal Unit	89
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2017
Census Tract	10428

Owner

3840 28th Ave SE is owned and occupied by an individual who acquired it in May 2019.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3840 28TH AVE SE, NAPLES, FL 34117-8849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2019	Intrafamily Transfer, Transfer · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Sep 6, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2019
Deed Sale	May 15, 2019
Prior Sale	Sep 6, 2018 · Amount on File
Deed Document Number	20195712818
Deed Book / Page	5630 / 55
Prior Transfer Date	May 8, 2019
Prior Transfer Doc	0056300055
Record Updated	Oct 29, 2026

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	May 15, 2019
Property Address	3840 28TH AVE SE, NAPLES, FL 34117-8849
Document Number	0056300055
Book / Page	5630 / 0055
Map Reference	MB 5 PG 28
Instrument Date	May 8, 2019
Instrument	5712818
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3840 28TH AVE SE, NAPLES, FL 34117-8849

Mortgage

Document Number	0005712819
Date	May 15, 2019
Instrument	5712819

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 6, 2018
Property Address	3840 28TH AVE SE, NAPLES, FL 34117-8849
Document Number	0055500566
Book / Page	5550 / 0566
Map Reference	MB5 PG28
Instrument Date	Aug 29, 2018
Instrument	5608952
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,544.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 LORRIDGE ST RICHMOND HILL ONTARIO CANADA L4E3W4, 38, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3840 28TH AVE SE, NAPLES, FL 34117-8849

Mortgage

Document Number	0005608953
Date	Sep 6, 2018
Instrument	5608953

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3840 28th Ave SE was $4,995 with exemptions applied, up 7.1% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,258 (+2.7%)	$613,874 (-1.66%) Land $43,320 Building $570,554
2025	$4,995.00 (+7.14%) Homeowner's exemption Widower's exemption	$495,870	$624,213 Land $43,320 Building $580,893
2024	$4,662.00 (+196.19%)
2023	$1,574.00 (-3.44%) Homeowner's exemption Widower's exemption	$173,082 (+3%)	$246,430 (+8.72%) Land $42,465 Building $203,965
2022	$1,630.00 Homeowner's exemption Widower's exemption	$168,041	$226,672 Land $34,713 Building $191,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3840 28th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	532 in force
Nearby Flood Claims	13 (1999–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 28th Ave SE is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Streamline Internet Fixed Wireless	450 / 80

Cell Coverage

5G (outdoors only) and 4G LTE

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