Hampden County and Ludlow Town property record for 384 Westerly Cir, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,950 sqft · built 1993 |
| Lot Size | 0.948 acres (41,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (May 2005) |
| Tax Bill | $10,094 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:040-17900 B:135 L:0 |
| Primary APN | M:040-17900 B:135 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,950 sqft Living Area |
| Gross Area | 7,247 sqft |
| Basement Area | 1,656 sqft |
| Unfinished Basement | 1,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,295 sqft (0.948 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8645 |
|---|---|
| Street Address | 384 WESTERLY CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17900 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 384 WESTERLY CIR, LUDLOW, MA 01056-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2005 · Amount on Record |
| Deed Sale | May 2, 2005 · Amount on Record |
| Prior Sale | Aug 24, 1994 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,094.00 (+1.09%) | $630,500 (+9.56%) Land $89,900 Building $540,600 | $663,070 (+2.19%) |
| 2025 | $9,985.00 (+4.24%) | $575,500 (+8.69%) Land $81,800 Building $493,700 | $648,850 (+4.8%) |
| 2024 | $9,579.00 (+2.29%) | $529,500 (+10.31%) Land $81,800 Building $447,700 | $619,115 |
| 2023 | $9,365.00 | $480,000 Land $68,000 Building $412,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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