Polk County property record for 384 W Bay Ave, Eagle Lake, FL 33839
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,109 sqft · built 1947 |
| Lot Size | 0.438 acres (19,071 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,769 (2025) |
| Deeds & Mortgages | Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-07-684500-032041 |
| Primary APN | 26-29-07-684500-032041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,109 sqft Living Area |
| 1st Floor Area | 1,109 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 19,071 sqft (0.438 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| View / Lot | Commercial/Industrial |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Street Address | 384 W BAY AVE |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOLF WILLIAM SUB PB 8 PG 4 TIER 3 BLK 2 LOTS 3 THRU 5 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | WOLF WILLIAM SUBDIVISION |
| Legal Tract | 684500 |
| Legal Block | 2 |
| Legal Lot Number | 3-5 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 14701 |
384 W Bay Ave is owned by two individuals who acquired it in March 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 540, WAVERLY, FL 33877-0540 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 31, 2023 |
| Transfer Doc | 0000074712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 31, 2023 |
| Property Address | 384 W BAY AVE, EAGLE LAKE, FL 33839-3143 |
| Document Number | 0000074712 |
| Book / Page | 12636 / 344 |
| Map Reference | MB 8 PG 4 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023074712 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 384 W BAY AVE, EAGLE LAKE, FL 33839-3143 |
| Name | Verified Name |
|---|---|
| Address | 2075 LAKE BUFFUM RD W, FORT MEADE, FL 33841-9579 |
The 2025 property tax bill for 384 W Bay Ave was $2,769.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,075 (-3.62%) Land $66,000 Building $69,075 | $135,075 (-3.62%) Land $66,000 Building $69,075 | |
| 2025 | $2,769.00 | $140,147 Land $66,000 Building $74,147 | $140,147 Land $66,000 Building $74,147 |
| 2023 | $2,119.00 (+7.29%) | $104,077 (+5.15%) Land $32,000 Building $72,077 | $104,077 (+5.15%) Land $32,000 Building $72,077 |
| 2022 | $1,975.00 | $98,984 Land $27,000 Building $71,984 | $98,984 Land $27,000 Building $71,984 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 384 W Bay Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 13 (1994–2022) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 384 W Bay Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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