Essex County and Fairfield Township property record for 384 Talbot Dr, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 3,614 sqft · built 1976 |
| Lot Size | 0.346 acres (15,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Sep 2019) |
| Tax Bill | $13,674 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-04204-0000-00022 |
| Primary APN | 07-04204-0000-00022 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,614 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 15,080 sqft (0.346 acres) |
| Lot Dimensions | 145 ft deep x 104 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00002097 |
|---|---|
| Street Address | 384 TALBOT DR |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 104X145 |
| Legal Subdivision | MAPLE PARK ESTATES |
| Legal Block | 4204 |
| Legal Lot Number | 22 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 384 TALBOT DR, FAIRFIELD, NJ 07004-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MTG SOLUTIONS |
| Sep 23, 2019 | Grant Deed, Transfer · Conventional Mortgage ANGEL OAK MTG SOLUTIONS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Prior Sale | Jun 24, 2005 · Amount on Record |
| Deed Document Number | 201989726 |
| Prior Transfer Date | Apr 8, 2009 |
| Prior Transfer Doc | 0009041697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 384 TALBOT DR, FAIRFIELD, NJ 07004-1423 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000064324 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023064324 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 384 TALBOT DR, FAIRFIELD, NJ 07004-1423 |
| Document Number | 0000089727 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | MAIN STREET TITLE |
| Name | Verified Name |
|---|---|
| Address | 384 TALBOT DR FAIRFIELD NJ 070041423, FAIRFIELD, NJ 07004-1423 |
| Document Number | 0000089727 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 89727 |
| Name | ANGEL OAK MTG SOLUTIONS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 23, 2019 |
| Property Address | 384 TALBOT DR, FAIRFIELD, NJ 07004-1423 |
| Document Number | 0000089726 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 89726 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 384 TALBOT DR FAIRFIELD NJ 070041423, FAIRFIELD, NJ 07004-1423 |
| Document Number | 89727 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 89727 |
| Name | ANGEL OAK MTG SOLUTIONS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $657,100 (-) Land $284,800 Building $372,300 | $657,100 (-) Land $284,800 Building $372,300 | |
| 2025 | $13,674.00 (-2.57%) | $657,100 (-) Land $284,800 Building $372,300 | $657,100 (-) Land $284,800 Building $372,300 |
| 2024 | $14,035.00 (+6.64%) | ||
| 2023 | $657,100 Land $284,800 Building $372,300 | $657,100 Land $284,800 Building $372,300 | |
| 2022 | $13,161.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 241 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 566 (1978–2023) |
| Claims Outside the SFHA | 7 of 566 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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