384 SW Upper Terrace Dr, Bend, OR 97702 Property Records

Deschutes County property record for 384 SW Upper Terrace Dr, Bend, OR 97702

Property Summary

Property Type	Commercial
Details	10,808 sqft · built 2002
Lot Size	0.61 acres (26,572 sqft)
Owner	Company Name on File
Last Sale	$3,300,000 (Oct 2021)
Tax Bill	$35,248 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`181205-AC-00400`

Property Details

APN / Parcel Number

Primary APN	`181205-AC-00400`
Alternative APNs	`R1001181205A002100` `197443`

Interior

Units	28 Units
Building Area	10,808 sqft Total Area
Gross Area	10,508 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	26,572 sqft (0.61 acres)
Total Buildings	3 Buildings

Location & Zoning

Account Number	197443
Street Address	384 SW UPPER TERRACE DR
City	BEND
State	OR
Zip	97702-1887
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	MR
Legal Description	UPPER TERRACE PHASE II LOT PT 14
Legal Range	12
Legal Township	18
Legal Section	05
Legal Subdivision	UPPER TERRACE PHASE II
Legal Lot Number	14
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2063
Census Tract	1502

Owner

384 SW Upper Terrace Dr, a commercial property, is owned by a company that bought it in October 2021.

Source: Deschutes County records, as of May 18, 2026

Owner of Record	Company Name on File
Mailing Address	210 SW WILSON AVE, 100, BEND, OR 97702-3591
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Warranty Deed, Transfer · Commercial Mortgage BLACKWELL DEVELOPMENT LLC
May 30, 2017	Loan Modification, Mortgage · Line of Credit SELCO CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Jun 9, 2014 · Amount on File
Deed Document Number	202161089
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 29, 2021
Property Address	384 SW UPPER TERRACE DR, BEND, OR 97702-1887
Document Number	0000061089
Map Reference	VOL 1999 PG 40271
Instrument Date	Oct 28, 2021
Instrument	2021-61089
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 SW UPPER TERRACE DR, BEND, OR 97702-1887

Mortgage

Document Number	0000061090
Date	Oct 29, 2021
Instrument	2021-61090

Lender

Name	BLACKWELL DEVELOPMENT LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	384 SW UPPER TERRACE DR, BEND, OR 97702-1887
Document Number	0000020627
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1691 REDMOND OR 977560515, REDMOND, OR 97756-0515

Mortgage

Document Number	0000020627
Date	May 31, 2017
Instrument	20627

Lender

Name	SELCO CMNTY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Term	12 Months
Due	May 30, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 384 SW Upper Terrace Dr was $35,248, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,248.00 (+3.94%)	$2,086,190 (+3%)	$2,904,890 (-) Land $1,349,740 Building $1,555,150
2024	$33,912.00 (+7.87%)	$2,025,430 (+3%)	$2,904,890 (-) Land $1,349,740 Building $1,555,150
2023	$31,437.00	$1,966,440	$2,904,890 Land $1,349,740 Building $1,555,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 384 SW Upper Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 384 SW Upper Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon, Vero Fiber, Webformix.

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