384 Spectrum Rd, Summerville, SC 29486 Property Records

Berkeley County property record for 384 Spectrum Rd, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2,898 sqft · built 2014
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on File
Last Sale	$469,900 (Mar 2023)
Tax Bill	$374 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`195-05-01-102`

Property Details

APN / Parcel Number

Primary APN	`195-05-01-102`
Alternative APN	`195-00-00-054`

Interior

Stories	2 Stories
Building Area	2,898 sqft Finished Area
Gross Area	3,618 sqft
1st Floor Area	1,700 sqft
2nd Floor Area	1,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,284 sqft (0.282 acres)
Garage Area	420 sqft
Porch	Patio
Porch Area	300 sqft

Location & Zoning

Street Address	384 SPECTRUM RD
City	SUMMERVILLE
State	SC
Zip	29486-0903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 99
Legal Subdivision	CANE BAY (MAGNOLIA)
Legal Lot Number	99
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2083
Census Tract	20711

Owner

Source: Berkeley County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	384 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC
Oct 4, 2022	Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 23, 2017	Deed, Transfer · VA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	20238551
Deed Book / Page	4514 / 716
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 27, 2023
Property Address	384 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Document Number	04514/0716
Book / Page	4514 / 716
Map Reference	CAB P PG 370P&371P
Instrument Date	Mar 20, 2023
Instrument	2023008551
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	SOUTHWESTERN TITLE COMPANY/FL, SOUTHEASTERN TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	384 SPECTRUM RD, SUMMERVILLE, SC 29486-0903

Mortgage

Document Number	2023008552
Date	Mar 27, 2023
Instrument	2023008552

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 4, 2022
Property Address	384 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Document Number	04380/0435
Book / Page	4380 / 435
Map Reference	CAB P PG 370P&370P
Instrument Date	Oct 3, 2022
Instrument	2022038327
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	384 SPECTRUM RD, SUMMERVILLE, SC 29486-0903

Mortgage

Document Number	04380/0439
Date	Oct 4, 2022
Book Page	4380/439
Instrument	2022038328

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 23, 2017
Property Address	384 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Document Number	02497/0298
Book / Page	2497 / 0298
Map Reference	CAB P PG 370P&371P
Instrument Date	Jun 6, 2017
Instrument	2017022556
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	384 SPECTRUM RD, SUMMERVILLE, SC 29486-0903

Mortgage

Document Number	2017022557
Date	Jun 23, 2017
Instrument	2017022557

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,000 (+2,4%) Land $112,500 Building $366,500	$479,000 (-) Land $112,500 Building $366,500
2025	$374.00 (+6.86%)	$19,160 (-) Land $4,500 Building $14,660	$479,000 (-) Land $112,500 Building $366,500
2024	$350.00 (-77.35%) Additional exemption filed	$19,160 (+8.64%) Land $4,500 Building $14,660	$479,000 (+8.64%) Land $112,500 Building $366,500
2022	$1,545.00 Homeowner's exemption	$17,636 Land $4,500 Building $13,136	$440,900 Land $112,500 Building $328,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telephone Company, Inc. (SC) Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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