384 Sophia Ter, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 384 Sophia Ter, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,169 sqft · built 2006
Lot Size	0.33 acres (14,374 sqft)
Owner	Company Name on Record
Last Sale	$1,094,200 (Nov 2006)
Tax Bill	$12,857 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`072079-0200`

Property Details

APN / Parcel Number

Primary APN	`072079-0200`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	4,169 sqft Living Area
Gross Area	5,170 sqft
1st Floor Area	3,141 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,584 sqft
Porch	Finished Screened Porch
Porch Area	441 sqft
Patio Area	1,067 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	384 SOPHIA TER
City	SAINT AUGUSTINE
State	FL
Zip	32095-6843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	44/25-29 MARSHALL CREEK DRI UNIT SV-2 LOT 20 OR2816/1369 & 4701/285
Legal Range	29E
Legal Township	06S
Legal Section	03
Legal Subdivision	MARSHALL CREEK DRI UNIT SV-2
Legal Block	4
Legal Lot Number	20
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4028
Census Tract	20606

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	384 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6843
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2006 · Amount on Record
Deed Sale	Nov 14, 2006 · Amount on Record
Deed Document Number	200683226
Deed Book / Page	2816 / 1369
Last Transfer Date	Mar 22, 2019
Transfer Doc	0047010285
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	384 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6843
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6843

Mortgage

Document Number	0052871055
Date	Jun 9, 2021
Book Page	5287/1055
Instrument	2021064721

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 29, 2019
Property Address	384 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6843
Document Number	0047010285
Book / Page	004701 / 000285
Instrument Date	Mar 22, 2019
Instrument	21286
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	384 SOPHIA TER ST AUGUSTINE FL 320956843, ST AUGUSTINE, FL 32095-6843

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,442 (+2.7%)	$957,328 (-7.59%) Land $210,000 Building $747,328
2025	$12,857.00 (+8.79%) Homeowner's exemption	$692,738 (+5.99%)	$1,035,962 (-0.17%) Land $225,000 Building $810,962
2024	$11,818.00 (+2.43%)
2023	$11,538.00 (+1.75%) Homeowner's exemption	$653,607 (+3%)	$1,037,776 (+11.17%) Land $225,000 Building $812,776
2022	$11,340.00 Homeowner's exemption	$634,570	$933,535 Land $196,000 Building $737,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile.

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