384 Smyrna Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 384 Smyrna Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,102 sqft
Lot Size	19.2 acres (838,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (May 1997)
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`278-00-00-017`

Property Details

APN / Parcel Number

Primary APN	`278-00-00-017`
Alternative APNs	`0278 00 00 0170` `1248`

Interior

Stories	2 Stories
Building Area	3,102 sqft Gross Area
Gross Area	2,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Lot Area	838,094 sqft (19.2 acres)
Garage Type	Attached
Garage Area	480 sqft
Pool Area	648 sqft
Porch	Porch
Porch Area	340 sqft

Location & Zoning

Account Number	1248
Old Parcel Number	0278 00 00 0170
Street Address	384 SMYRNA RD
City	ELGIN
State	SC
Zip	29045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	524-286 IJ-2283
Legal Subdivision	CHRISTOPHER M HELM & JULIE D H
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2016
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1066, ELGIN, SC 29045-1066
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 1997 · Amount on Record
Deed Sale	May 27, 1997 · Amount on Record
Deed Document Number	0000524286
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	384 SMYRNA RD, ELGIN, SC 29045
Document Number	0000001963
Book / Page	003662 / 000168
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 SMYRNA RD ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	0000001963
Date	Mar 13, 2017
Book Page	003662/000168
Instrument	1963

Lender

Name	SC ST CU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 12, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00 (+6,039.13%)	$223,400 (-0.45%) Land $36,700 Building $186,700	$292,900 (-0.34%)
2023	$23.00	$224,400 Land $36,700 Building $187,700	$293,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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