384 Skipper Ln, Montgomery, TX 77316 Property Records

Montgomery County property record for 384 Skipper Ln, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,710 sqft · built 2020
Lot Size	2.58 acres (112,559 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,985 (2025)
Deeds & Mortgages	Apr 2022 Transfer Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8271-02-21000`

Property Details

APN / Parcel Number

Primary APN	`8271-02-21000`
Alternative APN	`R310989`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,710 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	2,710 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	112,559 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	384 SKIPPER LN
City	MONTGOMERY
State	TX
Zip	77316-6899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S827102 - RIDGELAKE SHORES 02, BLOCK 6, LOT 25
Legal Subdivision	RIDGELAKE SHORES 02
Legal Block	6
Legal Lot Number	25
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3022
Census Tract	694503

Owner

384 Skipper Ln is owned and occupied by two individuals who acquired it in April 2022.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	384 SKIPPER LN, MONTGOMERY, TX 77316-6899
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Intrafamily Transfer, Transfer
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA
Aug 23, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Feb 12, 2019	Deed of Trust, Mortgage FIRST FIN'L BK&TR
Aug 18, 2018	Loan Modification, Mortgage COMMUNITY BK/TX
Aug 22, 2017	Warranty Deed, Transfer · Construction Mortgage COMMUNITY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019
Deed Sale	Aug 23, 2019
Prior Sale	Aug 22, 2017 · Amount on File
Deed Document Number	201977646
Last Transfer Date	Apr 14, 2022
Transfer Doc	0000048210
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 14, 2022
Property Address	384 SKIPPER LN, MONTGOMERY, TX 77316-6899
Document Number	0000048210
Map Reference	CAB Y SH 132-135
Instrument Date	Apr 14, 2022
Instrument	2022048210
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 S CARSON CUB CT, MONTGOMERY, TX 77316-1870

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	384 SKIPPER LN, MONTGOMERY, TX 77316-6899
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF MONTGOMERY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119428
Date	Dec 23, 2019
Instrument	2019119428

Lender

Name	COLONIAL SAVINGS FA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 23, 2019
Property Address	384 SKIPPER LN, MONTGOMERY, TX 77316-6899
Document Number	0000077646
Instrument Date	Aug 23, 2019
Instrument	77646
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16342 GENTLE SLOPE LN HOUSTON TX 770446587, HOUSTON, TX 77044-6587

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	384 SKIPPER LN, MONTGOMERY, TX 77316-6899
Document Number	0000011176
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 SKIPPER LN MONTGOMERY TX 77316, MONTGOMERY, TX 77316

Mortgage

Document Number	0000011176
Date	Feb 12, 2019
Instrument	11176

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CONROE, TX 77304

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 11, 2024

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	384 SKIPPER LN, MONTGOMERY, TX 77316-6899
Document Number	0000087227
Instrument Date	Aug 18, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	823 AUDRA LN SPRING TX 773864179, SPRING, TX 77386-4179

Mortgage

Document Number	0000087227
Date	Sep 6, 2018
Instrument	87227

Lender

Name	COMMUNITY BK/TX
Type	Bank
Address	BEAUMONT, TX 77006

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 5, 2019

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 22, 2017
Property Address	384 SKIPPER LN, MONTGOMERY, TX 77316-6899
Document Number	0000076052
Instrument Date	Aug 18, 2017
Instrument	76052
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	823 ANDRA LN THE WOODLANDS TX 77386, THE WOODLANDS, TX 77386

Mortgage

Document Number	76053
Date	Aug 22, 2017
Instrument	76053

Lender

Name	COMMUNITY BK/TX
Type	Bank
Address	BEAUMONT, TX 77706

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 21, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 384 Skipper Ln was $4,985 with exemptions applied, down 13.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$719,151 (+6.06%) Land $199,600 Building $519,551	$719,151 (-1.45%) Land $199,600 Building $519,551
2025	$4,985.00 (-13.53%) Homeowner's exemption Senior Citizen's exemption	$678,060 (+1%)	$729,753 (+3.28%) Land $199,600 Building $530,153
2024	$5,765.00 (-1.15%) Homeowner's exemption Senior Citizen's exemption	$616,418 (+1%) Land $199,600 Building $506,969	$706,569 (+9.89%) Land $199,600 Building $506,969
2023	$5,832.00 Homeowner's exemption	$560,380 Land $217,180 Building $425,820	$643,000 Land $217,180 Building $425,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 384 Skipper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Skipper Ln is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centric Fiber, Xfinity.

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