384 Sidney St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 384 Sidney St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 734 sqft · built 1900
Lot Size	0.226 acres (9,840 sqft)
Owner	Individual Name on Record
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-41-0077`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-41-0077`
Alternative APNs	`8157681` `183804`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	734 sqft Living Area
1st Floor Area	734 sqft
Basement Area	100 sqft
Finished Basement	100 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,840 sqft (0.226 acres)
Lot Dimensions	123 ft deep x 80 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	183804
Street Address	384 SIDNEY ST E
City	SAINT PAUL
State	MN
Zip	55107-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMEDLEYS ADD. TO,SAINT PAUL LOTS 1 AND LOT 2 BLK 1
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	SMEDLEYS ADD. TO,SAINT PAUL
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1021
Census Tract	37200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	384 SIDNEY ST E, SAINT PAUL, MN 55107-3138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	384 SIDNEY ST E, SAINT PAUL, MN 55107-3138
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 SIDNEY, SAINT PAUL, MN 55107-3138

Mortgage

Document Number	0A05022462
Date	Apr 17, 2024
Instrument	A05022462

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 16, 2029

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	384 SIDNEY ST E, SAINT PAUL, MN 55107-3138
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04998714
Date	Aug 18, 2023
Instrument	A04998714

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,000 (+14.81%) Land $39,800 Building $198,200	$238,000 (+14.81%) Land $39,800 Building $198,200
2025	$3,104.00 (-0.13%)
2023	$3,108.00 Homeowner's exemption	$207,300 Land $30,800 Building $176,500	$207,300 Land $30,800 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Sidney St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures