384 Rowland St, Tracy, MN 56175 Property Records

Lyon County property record for 384 Rowland St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1906
Lot Size	0.173 acres (7,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jun 2026)
Tax Bill	$3,072 (2026)
Deeds & Mortgages	Jun 2026 Sale Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-102023-0`

Property Details

APN / Parcel Number

Primary APN	`31-102023-0`

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	7,568 sqft (0.173 acres)

Location & Zoning

Street Address	384 ROWLAND ST
City	TRACY
State	MN
Zip	56175-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST RAILWAY ADDITION TO TRACY 01010001 S 117' OF WLY 13.5' OF LOT 12 & S 117' OF LOTS 13 & 14 BLK 2
Legal Subdivision	1ST RAILWAY ADDITION
Legal Block	2
Legal Lot Number	12-14
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2023
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	384 ROWLAND ST, TRACY, MN 56175-1257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer LYON COUNTY ABSTRACT AND TITLE, LYON COUNTY ABSTRACT & TITLE
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 14, 2022	Warranty Deed, Transfer BV ABSTRACT AND TITLE, ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Dec 14, 2022 · Amount on Record
Deed Document Number	202621616
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jun 12, 2026
Property Address	384 ROWLAND ST, TRACY, MN 56175-1257
Document Number	0000021616
Instrument Date	Jun 11, 2026
Instrument	202621616
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	LYON COUNTY ABSTRACT AND TITLE, LYON COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$16,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	384 ROWLAND ST, TRACY, MN 56175-1257

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	384 ROWLAND ST, TRACY, MN 56175-1257
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000ER05932
Date	Apr 26, 2018
Instrument	ER05932

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Dec 14, 2022
Property Address	384 ROWLAND ST, TRACY, MN 56175-1257
Document Number	0000014936
Instrument Date	Dec 14, 2022
Instrument	14936
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	BV ABSTRACT AND TITLE, ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 ROWLAND ST, TRACY, MN 56175-1257

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,072.00 (+4.21%)	$101,800 (+3.46%) Land $6,900 Building $94,900	$101,800 (+3.46%) Land $6,900 Building $94,900
2025	$2,948.00 (+2.15%)	$98,400 (+8.97%) Land $6,900 Building $91,500	$98,400 (+8.97%) Land $6,900 Building $91,500
2023	$2,886.00	$90,300 Land $4,600 Building $85,700	$90,300 Land $4,600 Building $85,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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