384 Rock Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 384 Rock Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1953
Lot Size	0.369 acres (16,088 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Jul 2021)
Tax Bill	$975 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094000 258.-3-16`

Property Details

APN / Parcel Number

Primary APN	`094000 258.-3-16`
Alternative APN	`400025800000030160000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,088 sqft (0.369 acres)
Lot Dimensions	214 ft deep x 75 ft wide
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	384 ROCK RD
City	PERU
State	NY
Zip	12972-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAT STEWARTS ALSO TITLE DEED 406/21
Legal Block	3
Legal Lot Number	16.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	1
Census Block	1005
Census Tract	101902

Owner

Source: Clinton County and Peru Town records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	384 ROCK RD, PERU, NY 12972-6312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer
Jul 19, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	2021317500
Last Transfer Date	Apr 21, 2026
Transfer Doc	0000350062
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Apr 24, 2026
Property Address	384 ROCK RD, PERU, NY 12972-6312
Document Number	0000350062
Instrument Date	Apr 21, 2026
Instrument	2026350062
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 ROCK RD, PERU, NY 12972-6312

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 19, 2021
Property Address	384 ROCK RD, PERU, NY 12972-6312
Document Number	0000317500
Instrument Date	Jul 8, 2021
Instrument	20210-00317500
Transaction Type	Transfer
Record Updated	May 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	384 ROCK RD, PERU, NY 12972-6312

Mortgage

Document Number	21000317501
Date	Jul 19, 2021
Instrument	210-00317501

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 14, 2017
Property Address	384 ROCK RD, PERU, NY 12972-6312
Document Number	0000288161
Instrument Date	Jul 13, 2017
Instrument	288161
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 ROCK RD PERU NY 129726312, PERU, NY 12972-6312

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00	$175,900 (+10.7%) Land $29,400 Building $146,500	$175,900 (+10.7%) Land $29,400 Building $146,500
2023		$158,900 Land $23,000 Building $135,900	$158,900 Land $23,000 Building $135,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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