384 River Dr, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 384 River Dr, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,904 sqft · built 1927
Lot Size	0.075 acres (3,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Jul 2023)
Tax Bill	$11,213 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2021 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`21-00072-01-00009`

Property Details

APN / Parcel Number

Primary APN	`21-00072-01-00009`
Alternative APNs	`2100072000100009` `001536`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Frame
Construction Type	Frame
Lot Area	3,263 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 32 ft wide

Location & Zoning

Account Number	001536
Street Address	384 RIVER DR
City	GARFIELD
State	NJ
Zip	07026-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3261 SF
Legal Block	72.01
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	3
Census Block	3005
Census Tract	21600

Owner

Source: Bergen County and Garfield City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	384 RIVER DR, GARFIELD, NJ 07026-3327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 25, 2021	Deed of Trust, Mortgage · Construction Mortgage LEV CAP LLC
Nov 19, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	202349386
Deed Book / Page	5047 / 343
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0034120951
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 28, 2023
Property Address	384 RIVER DR, GARFIELD, NJ 07026-3327
Document Number	0050470343
Book / Page	5047 / 343
Instrument Date	Apr 24, 2023
Instrument	2023049386
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,927.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	546 E 27TH ST, PATERSON, NJ 07514-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	384 RIVER DR, GARFIELD, NJ 07026-3327

Mortgage

Document Number	2023049387
Date	Jul 28, 2023
Instrument	2023049387

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	384 RIVER DR, GARFIELD, NJ 07026-3327
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33-35 TOTOWA AVE, PATERSON, NJ 07502

Mortgage

Document Number	0043451911
Date	Aug 25, 2021
Book Page	4345/1911
Instrument	2021135862

Lender

Name	LEV CAP LLC
Type	Non-Lending Institution
Address	NEWARK, NJ 07102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 19, 2019
Property Address	384 RIVER DR, GARFIELD, NJ 07026-3327
Document Number	0034120951
Book / Page	003412 / 000951
Instrument Date	Oct 11, 2019
Instrument	79575
Transaction Type	Foreclosure
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,300 (-) Land $72,000 Building $250,300	$322,300 (-) Land $72,000 Building $250,300
2025	$11,213.00 (+4.26%)	$322,300 (+39.95%) Land $72,000 Building $250,300	$322,300 (+39.95%) Land $72,000 Building $250,300
2024	$10,755.00 (+49.73%)
2023		$230,300 (-) Land $72,000 Building $158,300	$230,300 (-) Land $72,000 Building $158,300
2022	$7,183.00 (+3.09%)	$230,300 Land $72,000 Building $158,300	$230,300 Land $72,000 Building $158,300
2021	$6,968.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	140 (1978–2021)
Claims Outside the SFHA	5 of 140
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 23 claims Hurricane Irene, Aug 2011 · 49 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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