384 Penrod Rd, Troy, MO 63379 Property Records

Lincoln County property record for 384 Penrod Rd, Troy, MO 63379

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,520 sqft · built 2018
Lot Size	2.96 acres (128,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,300 (Oct 2018)
Tax Bill	$199 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-80-34-000-000-013.000`

Property Details

APN / Parcel Number

Primary APN	`08-80-34-000-000-013.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	128,981 sqft (2.96 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	384 PENROD RD
City	TROY
State	MO
Zip	63379-4776
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2.961 AC TRACT IN THE FRAC SESE OF SEC 34; SURVEY Z/6 & B1/42 & G1/92
Legal Range	01W
Legal Township	50N
Legal Section	34
Legal Subdivision	U S SURVEY 1749
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2119
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	384 PENROD RD, TROY, MO 63379-4776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Sep 2, 2014 · Amount on Record
Deed Document Number	20189344
Deed Book / Page	2427 / 939
Prior Transfer Date	Feb 23, 2006
Prior Transfer Doc	0000002296
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 27, 2023
Property Address	384 PENROD RD, TROY, MO 63379-4776
Document Number	002492/386
Book / Page	2492 / 386
Instrument Date	Jul 25, 2023
Instrument	2023005609
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	384 PENROD RD, TROY, MO 63379-4776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 PENROD RD, TROY, MO 63379-4776

Mortgage

Document Number	2023005610
Date	Jul 27, 2023
Instrument	2023005610

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,295 (-) Land $3,295
2025	$199.00 (+4.74%)	$3,295 (+6.12%) Land $3,295	$17,340 (+6.12%) Land $17,340
2023	$190.00 (-0.52%)	$3,105 Land $3,105	$16,340 Land $16,340
2022	$191.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	40 / 3

May also be available: AT&T, Systec Wireless Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Penrod Rd

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