384 Park Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 384 Park Rd, Albemarle, NC 28001

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,508 sqft · built 1953
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Tax Bill$2,411 (2026)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN654904519314

Property Details

APN / Parcel Number

Primary APN654904519314
Alternative APNs
  • 10312
  • 18417

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,508 sqft Finished Area
Basement Area603 sqft
Finished Basement603 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1970
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions197 ft deep x 79 ft wide
PorchPorch
Porch Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerConnected

Location & Zoning

Account Number18417
Street Address384 PARK RD
CityALBEMARLE
StateNC
Zip28001-2933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionHSE 384 PARK RD 654919073
Legal Lot NumberPT 15
JurisdictionSTANLY NC
Township / Civil DivisionNORTH ALBEMARLE
Census Block Group2
Census Block2004
Census Tract931204

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address384 PARK RD, ALBEMARLE, NC 28001-2933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Recording DateMay 18, 2026
Property Address384 PARK RD, ALBEMARLE, NC 28001-2933
Document Number0000487904
Book / Page1919 / 314
Instrument DateMay 12, 2026
Instrument2026487904
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address384 PARK RD, ALBEMARLE, NC 28001-2933

Mortgage

Document Number0000487904,
DateMay 18, 2026
Book Page1919/314
Instrument2026487904
Lender
NamePINNACLE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,411.00 (+443.02%)$215,324 (+66.2%) Land $17,099 Building $198,225$215,324 (+66.2%) Land $17,099 Building $198,225
2023$444.00$129,559 (-) Land $9,470 Building $120,089$129,559 (-) Land $9,470 Building $120,089
2022$444.00$129,559 Land $9,470 Building $120,089$129,559 Land $9,470 Building $120,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people · EPA ID NC0184010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Park Rd

Nearby Streets

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