Whitley County property record for 384 Ottis Ward Rd, Corbin, KY 40701
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1996 |
| Lot Size | 18 acres (784,080 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,132 (2025) |
| Deeds & Mortgages | Jul 2020 Construction Loan Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-00-00-011.00 |
| Primary APN | 052-00-00-011.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 784,080 sqft (18 acres) |
| Lot Dimensions | 80 ft deep x 16 ft wide |
| Terrain | Rolling |
| Heating Fuel | Coal |
|---|
| Street Address | 384 OTTIS WARD RD |
|---|---|
| City | CORBIN |
| State | KY |
| Zip | 40701-8864 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | A1 |
| Legal Description | HS & 18 AC @ MARTIN SPRING 459/608 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | CUMBERLAND FALLS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 920401 |
Source: Whitley County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 384 OTTIS WARD RD, CORBIN, KY 40701-8864 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2020 | Deed of Trust, Mortgage · Construction Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 384 OTTIS WARD RD, CORBIN, KY 40701-8864 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 384 OTTIS WARD RD, CORBIN, KY 40701-8864 |
| Document Number | 00M657/948 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | M657/948 |
| Instrument | 243389 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 384 OTTIS WARD RD, CORBIN, KY 40701-8864 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M671/612 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | M671/612 |
| Instrument | 271787 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40741 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,132.00 (+5.08%) | $272,000 (-) | $272,000 (-) |
| 2023 | $2,029.00 | $272,000 | $272,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 87% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zetalink Fixed Wireless | 200 / 100 |
5G (outdoors only) and 4G LTE
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