384 Orinoco St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 384 Orinoco St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,404 sqft · built 2023
Lot Size	0.27 acres (11,802 sqft)
Owner	Company Name on Record
Last Sale	$24,750 (Apr 2021)
Tax Bill	$6,217 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-23-05-435-001`

Property Details

APN / Parcel Number

Primary APN	`40-23-05-435-001`
Alternative APNs	`0095262-100850-2` `10004608982`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	3,272 sqft
Flooring	Covered

Exterior

Year Built	Built 2023
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,802 sqft (0.27 acres)
Driveway	Driveway
Driveway Area	648 sqft
Pool Area	312 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004608982
Old Parcel Number	00952621008502
Street Address	384 ORINOCO ST
City	PUNTA GORDA
State	FL
Zip	33983-5659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0591 0005 PUNTA GORDA ISLES SEC20 BLK591 LT 5 813/1808 932/543 1621/15612103/1408 2240/3 CT3216/2057 CD-CT32
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	591
Legal Lot Number	5
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	384 ORINOCO ST, PUNTA GORDA, FL 33983-5659
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK
Apr 12, 2021	Warranty Deed, Transfer PALM TITLE ASSOCIATES INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Nov 28, 2022
Deed Document Number	0047441739
Deed Book / Page	4744 / 1739
Last Transfer Date	Aug 2, 2024
Transfer Doc	0003434902
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 28, 2022
Property Address	25481 AREQUIPA DR, PUNTA GORDA, FL 33983-5600
Document Number	0003177495
Map Reference	MB 11 PG 2-A
Instrument Date	Nov 22, 2022
Instrument	3177495
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 CONSTITUTION AVE APT 217, 217, PORTSMOUTH, NH 03801-5991

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CONSTITUTION AVE APT 217, 217, PORTSMOUTH, NH 03801-5991

Mortgage

Document Number	0003177496
Date	Nov 28, 2022
Instrument	3177496

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	Other
Margin	3
Max Rate	11.3%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 12, 2021
Property Address	25481 AREQUIPA DR, PUNTA GORDA, FL 33983-5600
Document Number	0047441739
Book / Page	4744 / 1739
Map Reference	MB 11 PG 2A
Instrument Date	Apr 8, 2021
Instrument	2929288
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	PALM TITLE ASSOCIATES INC

Transaction

Amount	Amount Recorded
Tax	$173.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7238 HENDRY CREEK DR, 7238, FORT MYERS, FL 33908-4212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 STANORM DR, NEWMARKET, NH 03857-2061

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,217.00 (+577.23%) Homeowner's exemption	$452,161 (+1,411.23%)	$591,060 (+1,455.42%) Land $45,000 Building $546,060
2023	$918.00 (+23.72%)	$29,920 (+1%)	$38,000 (+39.71%) Land $38,000
2022	$742.00	$27,200 Land $27,200	$27,200 Land $27,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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