Bergen County and Cliffside Park Borough property record for 384 Oncrest Ter, Cliffside Park, NJ 07010
| Property Type | Single Family Home |
|---|---|
| Details | 1,658 sqft · built 1926 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,452 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01003-0000-00011 |
| Primary APN | 06-01003-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,658 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Stucco |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 1283006 |
|---|---|
| Street Address | 384 ONCREST TER |
| City | CLIFFSIDE PARK |
| State | NJ |
| Zip | 07010-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 55X100 |
| Legal Block | 1003 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLIFFSIDE PARK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 6302 |
Source: Bergen County and Cliffside Park Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 384 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 3, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 384 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2713 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 384 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2713 |
| Document Number | 0046690546 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 4669/546 |
| Instrument | 2022047105 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 7, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 384 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026551653 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 02655/1653 |
| Instrument | 17-050251 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Cliffside Park Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cliffside Park Borough |
| Unified School District | Cliffside Park Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,800 (-) Land $262,500 Building $141,300 | $403,800 (-) Land $262,500 Building $141,300 | |
| 2025 | $11,452.00 (+2.91%) | $403,800 (-) Land $262,500 Building $141,300 | $403,800 (-) Land $262,500 Building $141,300 |
| 2024 | $11,128.00 (+7.44%) | ||
| 2023 | $403,800 Land $262,500 Building $141,300 | $403,800 Land $262,500 Building $141,300 | |
| 2022 | $10,357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,048 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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