Broome County and Kirkwood Town property record for 384 Old State Rd, Binghamton, NY 13904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,980 sqft · built 1980 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Sep 2007) |
| Tax Bill | $6,006 (2026) |
| Deeds & Mortgages | May 2022 Reverse Mortgage |
| APN | 033400 129.15-1-23 |
| Primary APN | 033400 129.15-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| 2nd Floor Area | 792 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 161,172 sqft (3.7 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 34001403500 |
|---|---|
| Street Address | 384 OLD STATE RD |
| City | BINGHAMTON |
| State | NY |
| Zip | 13904-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 001000013S0120000000 |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | KIRKWOOD |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 12600 |
384 Old State Rd is owned and occupied by two individuals who bought it in September 2007.
Source: Broome County and Kirkwood Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 384 OLD STATE RD, BINGHAMTON, NY 13904-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2007 · Amount on File |
| Deed Sale | Sep 12, 2007 · Amount on File |
| Deed Book / Page | 2202 / 303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 384 OLD STATE RD, BINGHAMTON, NY 13904-2606 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 384 OLD STATE RD, BINGHAMTON, NY 13904-2606 |
| Document Number | 004082/582 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 4082/582 |
| Instrument | 202200013616 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.29% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 9.29% |
The 2026 property tax bill for 384 Old State Rd was $6,006 with exemptions applied.
Source: Broome County and Kirkwood Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Kirkwood Town |
| Unified School District | Chenango Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,006.00 (-0.03%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,008.00 (-1.44%) Homeowner's exemption Senior Citizen's exemption | $115,000 Land $22,500 Building $92,500 | $212,000 Land $41,478 Building $170,522 |
| 2024 | $6,096.00 | ||
| 2023 | $115,000 Land $22,500 Building $92,500 | $188,525 Land $36,885 Building $151,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 384 Old State Rd; there have been 20 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 20 (2004–2017) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Apr 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 384 Old State Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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