384 Old Lancaster Rd, Sudbury, MA 01776 Property Records

Middlesex County and Sudbury Town property record for 384 Old Lancaster Rd, Sudbury, MA 01776

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,237 sqft · built 1998
Lot Size	0.938 acres (40,872 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Sep 2021)
Tax Bill	$20,348 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SUDB H-08-00112`

Property Details

APN / Parcel Number

Primary APN	`SUDB H-08-00112`
Alternative APN	`H=08=00112`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,237 sqft Living Area
Gross Area	6,064 sqft
Basement Area	460 sqft
Unfinished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,872 sqft (0.938 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	384 OLD LANCASTER RD
City	SUDBURY
State	MA
Zip	01776-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Subdivision	OLD SUDBURY ESTATES
Jurisdiction	SUDBURY MA
Township / Civil Division	SUDBURY
Census Block Group	1
Census Block	1006
Census Tract	365201

Owner

384 Old Lancaster Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Middlesex County and Sudbury Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	384 OLD LANCASTER RD, SUDBURY, MA 01776-2032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAXTER CU
Mar 14, 2020	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Jul 11, 2007 · Amount on File
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUDBURY MA
Recording Date	Sep 3, 2021
Property Address	384 OLD LANCASTER RD, SUDBURY, MA 01776-2032
Document Number	78628-423
Book / Page	78628 / 423
Instrument Date	Sep 3, 2021
Instrument	198072
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	384 OLD LANCASTER RD, SUDBURY, MA 01776-2032

Mortgage

Document Number	198073
Date	Sep 3, 2021
Instrument	198073

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.13%
Type Change Date	Oct 1, 2028
Max Rate At Change	2.88%
Index	1-Year CMT

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	384 OLD LANCASTER RD, SUDBURY, MA 01776-2032
Document Number	74312-365
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 OLD LANCASTER RD SUDBURY MA 017762032, SUDBURY, MA 01776-2032

Mortgage

Document Number	74312-365
Date	Mar 19, 2020
Book Page	074312/000365
Instrument	40816

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 384 Old Lancaster Rd was $20,348, up 1.2% from the year before.

Source: Middlesex County and Sudbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Sudbury Town
Secondary School District	Lincoln-Sudbury School District (09 - 12)
Elementary School District	Sudbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,348.00 (+1.18%)	$1,425,900 (+3.8%) Land $465,600 Building $960,300	$1,488,784 (+17.35%)
2025	$20,111.00 (+3.98%)	$1,373,700 (+3.76%) Land $439,200 Building $934,500	$1,268,630 (-2.79%)
2024	$19,342.00 (+7.16%)	$1,323,900 (+15.66%) Land $426,400 Building $897,500	$1,305,015
2023	$18,050.00	$1,144,600 Land $394,800 Building $749,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 384 Old Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Old Lancaster Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUDBURY WATER DISTRICT serves 18,416 people · EPA ID MA3288000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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