384 Mitchell Point Rd, Mineral, VA 23117 Property Records

Louisa County property record for 384 Mitchell Point Rd, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 2009
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Apr 2019)
Tax Bill	$2,653 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29A2 3 34`

Property Details

APN / Parcel Number

Primary APN	`29A2 3 34`
Alternative APNs	`335` `326`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Area	924 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	326
Street Address	384 MITCHELL POINT RD
City	MINERAL
State	VA
Zip	23117-4745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CONTRARY CREEK OAK LANDING ON LAKE ANNA LOT 34 DB 1607/427 0.919 AC
Legal Subdivision	CONTRARY CREEK
Legal Lot Number	34
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	1
Census Block	1039
Census Tract	950102

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16103 OLMSTEAD LN, WOODBRIDGE, VA 22191-4425
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional with PMI KEYSTONE FNDG
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE FNDG
Apr 8, 2019	Grant Deed, Transfer · Conventional with PMI KEYSTONE FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Deed Document Number	20192786
Deed Book / Page	1607 / 427
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	384 MITCHELL POINT RD, MINERAL, VA 23117-4745
Document Number	0000000733
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	384 MITCHELL POINT RD MINERAL VA 231174745, MINERAL, VA 23117-4745

Mortgage

Document Number	0000000733
Date	Jan 21, 2021
Book Page	001731/000403
Instrument	733

Lender

Name	KEYSTONE FNDG
Type	Funding / Finance Company
Address	DOVER, DE 19901

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	384 MITCHELL POINT RD, MINERAL, VA 23117-4745
Document Number	0000009274
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	384 MITCHELL POINT RD MINERAL VA 231174745, MINERAL, VA 23117-4745

Mortgage

Document Number	0000009274
Date	Sep 30, 2020
Book Page	001702/000500
Instrument	9274

Lender

Name	KEYSTONE FNDG
Type	Funding / Finance Company
Address	DOVER, DE 19901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 8, 2019
Property Address	384 MITCHELL POINT RD, MINERAL, VA 23117-4745
Document Number	0000002786
Book / Page	001607 / 000427
Instrument Date	Apr 1, 2019
Instrument	2786
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	384 MITCHELL POINT RD MINERAL VA 231174745, MINERAL, VA 23117-4745

Mortgage

Document Number	2787
Date	Apr 8, 2019
Book Page	001607/000430
Instrument	2787

Lender

Name	KEYSTONE FNDG
Type	Funding / Finance Company
Address	DOVER, DE 19901

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,020 (+5%) Land $73,700 Building $313,320	$387,020 (+5%) Land $73,700 Building $313,320
2025	$2,653.00 (+9.9%)	$368,600 (+18.86%) Land $73,700 Building $294,900	$368,600 (+18.86%) Land $73,700 Building $294,900
2024	$2,414.00 (+113.63%)
2023		$310,100 Land $52,900 Building $257,200
2022	$1,130.00		$310,100 Land $52,900 Building $257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
iWiSP Fiber · Fixed Wireless	1,000 / 1,000
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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