384 Main St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 384 Main St, Oneonta, NY 13820

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,890 sqft · built 1980
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$228,000 (Feb 2026)
Tax Bill	$6,879 (2026)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`361200 300.6-3-49`

Property Details

APN / Parcel Number

Primary APN	`361200 300.6-3-49`
Alternative APNs	`120030000600030490000000` `3911 2135`

Interior

Stories	2 Stories
Building Area	2,890 sqft Gross Area
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 2135
Street Address	384 MAIN ST
City	ONEONTA
State	NY
Zip	13820-1930
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	120
Legal Block	3
Legal Lot Number	49.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3000
Census Tract	590900

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10623 75TH ST, OZONE PARK, NY 11417-1003
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Deed Document Number	2026693
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Feb 12, 2026
Property Address	384 MAIN ST, ONEONTA, NY 13820-1930
Document Number	0000000093
Instrument Date	Jan 14, 2026
Instrument	2026-693
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106-23 SEVENTY FIFTH ST, OZONE PARK, NY 11417-1003

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,879.00 (+2.6%)
2025	$6,705.00 (+5.41%)	$175,000 (-) Land $17,500 Building $157,500	$246,479 (+8.45%) Land $24,648 Building $221,831
2024	$6,361.00	$175,000 (-) Land $17,500 Building $157,500	$227,273 (+5.2%) Land $22,727 Building $204,546
2023		$175,000 Land $17,500 Building $157,500	$216,049 Land $21,605 Building $194,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20