Hancock County and Bar Harbor Town property record for 384 Main St, Bar Harbor, ME 04609
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 8.5 ba · 9,134 sqft · built 1900 |
| Lot Size | 2.94 acres (128,066 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $3,750,000 (Jan 2019) |
| Tax Bill | $37,785 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 111-016-000 |
| Primary APN | 111-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 8.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 20 Rooms |
| Stories | 3 Stories |
| Building Area | 9,134 sqft Living Area |
| Gross Area | 11,827 sqft |
| 1st Floor Area | 3,215 sqft |
| Attic | Attic |
| Attic Area | 1,209 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 128,066 sqft (2.94 acres) |
| Deck Area | Deck Area |
| Tennis Court | Tennis Court |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 111-016-000 |
|---|---|
| Street Address | 384 MAIN ST |
| City | BAR HARBOR |
| State | ME |
| Zip | 04609-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 16 |
| Jurisdiction | BAR HARBOR ME |
| Township / Civil Division | BAR HARBOR |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 965900 |
384 Main St is held in a trust since January 2019.
Source: Hancock County and Bar Harbor Town records, as of July 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 543 PRESIDIO BLVD, SAN FRANCISCO, CA 94129-1129 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on File |
| Deed Sale | Jan 14, 2019 · Amount on File |
| Deed Document Number | 2019513 |
| Deed Book / Page | 6932 / 427 |
| Prior Transfer Date | Jan 4, 2019 |
| Prior Transfer Doc | 0069320427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Property Address | 384 MAIN ST, BAR HARBOR, ME 04609-1634 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071710691 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 7171/691 |
| Instrument | 2021020599 |
| Name | RAYMOND JAMES BANK, FSB |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 1, 2031 |
| Index | 1-Year CMT |
Source: Hancock County and Bar Harbor Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Bar Harbor Town |
| Elementary School District | Bar Harbor (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $37,785.00 (+10.58%) | $3,763,400 (-4.4%) Land $2,884,700 Building $878,700 |
| 2023 | $34,171.00 (+10.07%) | $3,936,700 (+18.19%) Land $3,089,000 Building $847,700 |
| 2022 | $31,044.00 | $3,330,900 Land $2,613,700 Building $717,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 384 Main St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 384 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BAR HARBOR- WATER DIVISION serves 4,443 people · EPA ID ME0090120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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