384 Main St, Apt 1, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 384 Main St, Apt 1, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 726 sqft · built 1991
Lot Size	0.209 acres (9,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2025)
Tax Bill	$2,784 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0051 B:0073 L:0001`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0051 B:0073 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	6 Units
Stories	1 Story
Building Area	726 sqft Living Area
1st Floor Area	726 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,138 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	384 MAIN ST, 1
City	GLOUCESTER
State	MA
Zip	01930-3046
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NB
Legal Subdivision	HARBORSIDE QUARTERS CONDO
Legal Block	73
Legal Lot Number	1
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1000
Census Tract	221400

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	384 MAIN ST, 1, GLOUCESTER, MA 01930-3046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS MORTGAGE COMPANY INC
Oct 1, 2025	Deed of Trust, Mortgage GLOUCESTER CITY OF
Jul 9, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Dec 31, 2010 · Amount on Record
Deed Document Number	20251010
Deed Book / Page	42820 / 182
Prior Transfer Date	Jun 23, 2025
Prior Transfer Doc	042820-182
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	384 MAIN ST APT 1, 1, GLOUCESTER, MA 01930-3046
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043101-227
Date	Dec 1, 2025
Book Page	43101/227
Instrument	20251201003720

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Dec 1, 2030
Index	1-Year CMT

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	384 MAIN ST APT 1, 1, GLOUCESTER, MA 01930-3046
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042982-93
Date	Oct 1, 2025
Book Page	42982/93
Instrument	20251001002810

Lender

Name	GLOUCESTER CITY OF

Agreement

Amount	Amount Recorded

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 9, 2025
Property Address	384 MAIN ST APT 1, 1, GLOUCESTER, MA 01930-3046
Document Number	042820-182
Book / Page	42820 / 182
Instrument Date	Jun 23, 2025
Instrument	20250709001010
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	384 MAIN ST APT 1, 1, GLOUCESTER, MA 01930-3046

Mortgage

Document Number	20250709001020
Date	Jul 9, 2025
Instrument	20250709001020

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,784.00 (+3.38%)	$299,000 (+7.9%) Building $299,000	$307,708 (+12.94%)
2025	$2,693.00 (+14.5%)	$277,100 (+14.65%) Building $277,100	$272,460
2024	$2,352.00 (+8.24%)	$241,700 (+17.79%) Building $241,700
2023	$2,173.00	$205,200 Building $205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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