384 Lone Spur Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 384 Lone Spur Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2005
Lot Size	0.109 acres (4,725 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jan 2026)
Tax Bill	$4,667 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-2500-058-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2500-058-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	4,725 sqft (0.109 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	384 LONE SPUR DR
City	FOLSOM
State	CA
Zip	95630-7468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 26, LOT 119
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 26
Legal Lot Number	119
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1000
Census Tract	8513

Owner

384 Lone Spur Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	384 LONE SPUR DR, FOLSOM, CA 95630-7468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	May 21, 2012 · Amount on File
Deed Book / Page	20260120 / 657
Prior Transfer Date	Mar 20, 2012
Prior Transfer Doc	0000001391
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 20, 2026
Property Address	384 LONE SPUR DR, FOLSOM, CA 95630-7468
Document Number	0000000657
Map Reference	MB 20181205 PG 1157
Instrument Date	Dec 29, 2025
Instrument	202601200657
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	384 LONE SPUR DR, FOLSOM, CA 95630-7468

Mortgage

Document Number	0000000658
Date	Jan 20, 2026
Instrument	202601200658

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	384 LONE SPUR DR, FOLSOM, CA 95630-6176
Document Number	2008070583
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	ALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	102 STORMS CT FOLSOM CA 956305430, FOLSOM, CA 95630-5430

Mortgage

Document Number	2008070583
Date	Aug 7, 2020
Instrument	2008070583

Lender

Name	AMERICAN INTERNET MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 384 Lone Spur Dr was $4,667, up 1.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,482 (+2%) Land $128,110 Building $195,372
2025	$4,667.00 (+1.48%)	$317,141 Land $125,599 Building $191,542
2024	$4,599.00 (+3.72%)
2023	$4,434.00 (+0.89%)	$304,828 Land $120,723 Building $184,105
2022	$4,395.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 384 Lone Spur Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Lone Spur Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Lone Spur Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures