384 Kings Trace Dr, Berea, KY 40403 Property Records

Madison County property record for 384 Kings Trace Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (44,153 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2026)
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Apr 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0084-004A-0022`

Property Details

APN / Parcel Number

Primary APN	`0084-004A-0022`
Alternative APNs	`114283` `77385` `43568`

Exterior

Lot Area	44,153 sqft (1.01 acres)

Location & Zoning

Account Number	43568
Street Address	384 KINGS TRACE DR
City	BEREA
State	KY
Zip	40403-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGSTON VIEW LOT 22 PH 1
Legal Subdivision	KINGSTON
Legal Phase	1
Legal Block	1
Legal Lot Number	22
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1009
Census Tract	10901

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	384 KINGS TRACE DR, BEREA, KY 40403-8752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed, Transfer · Conventional Mortgage PLANET HOME LENDING
Apr 26, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 8, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 13, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2006	Deed, Subdivision Related Transfer · VA Mortgage ALLIED HOME MORTGAGE CAPITAL CORP
Nov 3, 2005	Deed, Construction Loan · Construction Mortgage MADISON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Dec 21, 2006 · Amount on Record
Deed Document Number	202614380763
Deed Book / Page	889 / 152
Prior Transfer Date	Jan 23, 2026
Prior Transfer Doc	0014318576
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 5, 2026
Property Address	384 KINGS TRACE DR, BEREA, KY 40403-8752
Document Number	0014380763
Book / Page	889 / 152
Instrument Date	Sep 30, 2026
Instrument	202614380763
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,815.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 KINGS TRACE DR, BEREA, KY 40403-8752

Mortgage

Document Number	0014380763,
Date	Oct 5, 2026
Book Page	2506/256
Instrument	202614380763

Lender

Name	PLANET HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	384 KINGS TRACE DR, BEREA, KY 40403-8752
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01738/746
Date	Apr 26, 2017
Book Page	M01738/746
Instrument	2013957685

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2047

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	384 KINGS TRACE DR, BEREA, KY 40403-8752
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2099/340
Date	Oct 8, 2021
Book Page	M2099/340
Instrument	2014057315

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Feb 13, 2026
Property Address	384 KINGS TRACE DR, BEREA, KY 40403-8752
Document Number	00D879/241
Book / Page	D879 / 241
Map Reference	CAB 23 PG 147
Instrument Date	Jan 23, 2026
Instrument	2014318576
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 KINGS TRACE DR, BEREA, KY 40403-8752

December 2006: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 21, 2006
Property Address	384 KINGS TRACE DR, BEREA, KY 40403-8752
Document Number	0D0616/147
Book / Page	D0616 / 147
Map Reference	MB23 PG147
Instrument Date	Dec 8, 2006
Instrument	380726
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 DUNBAR LN, RICHMOND, KY 40475-9258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	384 KLAGS TRACE, BEREA, KY 40403

Mortgage

Document Number	0000380727
Date	Dec 21, 2006
Instrument	380727

Lender

Name	ALLIED HOME MORTGAGE CAPITAL CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2037

November 2005: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 3, 2005
Property Address	384 KINGS TRACE DR, BEREA, KY 40403-8752
Document Number	0D0598/543
Book / Page	D0598 / 543
Map Reference	CAB23 PG147
Instrument Date	Oct 31, 2005
Instrument	356347
Transaction Type	Construction Loan
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 DUNBAR LN, RICHMOND, KY 40475-9258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 DUNBAR LN, RICHMOND, KY 40475-9258

Mortgage

Document Number	0000356348
Date	Nov 3, 2005
Instrument	356348

Lender

Name	MADISON BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 31, 2006

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,150.00 (-2.76%)	$228,000 (-)	$228,000 (-)
2023	$2,211.00	$228,000	$228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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