384 Holyoke Rd, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 384 Holyoke Rd, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,037 sqft · built 1948
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on Record
Tax Bill	$4,325 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:240 L:17`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:240 L:17`
Alternative APN	`M:329240 B:00017 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,037 sqft Living Area
Gross Area	3,282 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	384 HOLYOKE RD
City	WESTFIELD
State	MA
Zip	01085-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	17
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5006
Census Tract	812500

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	384 HOLYOKE RD, WESTFIELD, MA 01085-1723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTFIELD BANK
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Dec 4, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Dec 30, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Recording Date	May 20, 2026
Property Address	384 HOLYOKE RD, WESTFIELD, MA 01085-1723
Document Number	026338-411
Book / Page	26338 / 411
Instrument Date	May 15, 2026
Instrument	202622382
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 HOLYOKE RD, WESTFIELD, MA 01085-1723

Mortgage

Document Number	0000022382,
Date	May 20, 2026
Book Page	26338/411
Instrument	202622382

Lender

Name	WESTFIELD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	384 HOLYOKE RD, WESTFIELD, MA 01085-1723
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024557-313
Date	May 23, 2022
Book Page	24557/313
Instrument	31004

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	384 HOLYOKE RD, WESTFIELD, MA 01085-1723
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22469-105
Date	Dec 4, 2018
Book Page	22469/105
Instrument	71993

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Dec 30, 2020
Property Address	384 HOLYOKE RD, WESTFIELD, MA 01085-1723
Document Number	23621-420
Book / Page	023621 / 000420
Instrument Date	Dec 30, 2020
Instrument	79322
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 HOLYOKE RD WESTFIELD MA 010851723, WESTFIELD, MA 01085-1723

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,325.00 (+7.96%)	$289,700 (+9.78%) Land $95,700 Building $194,000	$292,735 (+7.25%)
2025	$4,006.00 (+4.24%)	$263,900 (+16.62%) Land $100,100 Building $163,800	$272,935 (-)
2024			$272,935
2023	$3,843.00	$226,300 Land $86,700 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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