384 Going St, Pontiac, MI 48342 Property Records

Oakland County property record for 384 Going St, Pontiac, MI 48342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,382 sqft · built 2007
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Jul 2022)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-33-276-012`

Property Details

APN / Parcel Number

Primary APN	`64-14-33-276-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	918 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2022
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	91 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	384 GOING ST
City	PONTIAC
State	MI
Zip	48342-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 33 OSMUN GARDENS LOT 14
Legal Range	10E
Legal Township	03N
Legal Section	33
Legal Subdivision	OSMUN GARDENS
Legal Lot Number	14
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3004
Census Tract	142400

Owner

384 Going St is owned and occupied by an individual who bought it in July 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	384 GOING ST, PONTIAC, MI 48342-3427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH OAKLAND SHELTER
Jul 25, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 24, 2022	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Nov 4, 2002
Deed Document Number	2022419652
Deed Book / Page	57980 / 179
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	0000385617
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	384 GOING ST, PONTIAC, MI 48342-3427
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 GOING ST, PONTIAC, MI 48342-3427

Mortgage

Document Number	0000118701
Date	Sep 23, 2025
Book Page	60545/504
Instrument	118701

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Aug 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	384 GOING ST, PONTIAC, MI 48342-3427
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31945 KINGSWOOD SQ, FARMINGTON HILLS, MI 48334-1222

Mortgage

Document Number	0000425533
Date	Aug 4, 2022
Book Page	58011/659
Instrument	425533

Lender

Name	SOUTH OAKLAND SHELTER
Type	Non-Lending Institution
Address	PONTIAC, MI 48342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jul 14, 2027

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 25, 2022
Property Address	384 GOING ST, PONTIAC, MI 48342-3427
Document Number	0000419652
Book / Page	57980 / 179
Map Reference	LB 9 PG 7
Instrument Date	Jul 15, 2022
Instrument	419652
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	EMBASSY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46156 WOODWARD AVE, 46156, PONTIAC, MI 48342-5033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 GOING ST, PONTIAC, MI 48342-3427

Mortgage

Document Number	0000425532
Date	Aug 4, 2022
Book Page	58011/644
Instrument	425532

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 24, 2022
Property Address	384 GOING ST, PONTIAC, MI 48342-3427
Document Number	0000385617
Book / Page	57789 / 412
Instrument Date	Apr 13, 2022
Instrument	385617
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 430508, PONTIAC, MI 48343-0508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46156 WOODWARD AVE, PONTIAC, MI 48342-5033

Tax Assessment & Valuation

The 2025 property tax bill for 384 Going St was $2,315 with a homeowner's exemption, down 5.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,315.00 (-5.39%) Homeowner's exemption	$67,780	$135,560
2024	$2,447.00
2023		$58,360	$116,720
2021	$63.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 384 Going St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 384 Going St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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