384 Fairway Oaks Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 384 Fairway Oaks Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,290 sqft · built 1997
Lot Size	0.15 acres (6,524 sqft)
Owner	Company Name on File
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-08-0-00150-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-08-0-00150-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,290 sqft Adjusted Area
1st Floor Area	1,770 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,524 sqft (0.15 acres)
Lot Dimensions	134 ft deep x 49 ft wide

Location & Zoning

Street Address	384 FAIRWAY OAKS DR
City	HERNANDO
State	MS
Zip	38632-7285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY OAKS S-D LOT 150
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	FAIRWAY OAKS S-D
Legal Lot Number	150
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71001

Owner

384 Fairway Oaks Dr is owned by a company that acquired it in July 2025.

Source: DeSoto County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	2520 BAPTIST RD, NESBIT, MS 38651-9447
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Jun 6, 2022	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF MERID

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025
Deed Sale	Jul 2, 2025
Prior Sale	Feb 21, 2023
Deed Book / Page	1025 / 12818
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Feb 21, 2023
Property Address	384 FAIRWAY OAKS DR, HERNANDO, MS 38632-7285
Document Number	01023/2482
Book / Page	1023 / 2482
Map Reference	MB 46 PG 41
Instrument Date	Feb 21, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	384 FAIRWAY OAKS DR, HERNANDO, MS 38632-7285

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	384 FAIRWAY OAKS DR, HERNANDO, MS 38632-7285

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 6, 2022
Property Address	384 FAIRWAY OAKS DR, HERNANDO, MS 38632-7285
Document Number	000999/485
Book / Page	999 / 485
Map Reference	MB 46 PG 41
Instrument Date	May 25, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7238 CHARBON DR, 7238, FAIRHOPE, AL 36532-3364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 FAIRWAY OAKS DR, HERNANDO, MS 38632-7285

Mortgage

Document Number	0005543297
Date	Jun 6, 2022
Instrument	5543/297

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 1, 2020
Property Address	384 FAIRWAY OAKS DR, HERNANDO, MS 38632-7285
Document Number	000924/132
Book / Page	924 / 132
Map Reference	MB 46 PG 41
Instrument Date	Jun 29, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 WARREN ST, 506, VICKSBURG, MS 39180-6045

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	384 FAIRWAY OAKS DR, HERNANDO, MS 38632-7285

Mortgage

Document Number	0004981181
Date	Jul 1, 2020
Instrument	4981/181

Lender

Name	THE CITIZENS NATIONAL BANK OF MERID
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 384 Fairway Oaks Dr was $2,091.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,091.00	$20,528 Land $2,500 Building $18,028	$205,277 Land $25,000 Building $180,277
2023	$1,783.00	$15,016	$150,155 Land $25,000 Building $125,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 384 Fairway Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Fairway Oaks Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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