Bay County property record for 384 Eagle Dr, Panama City Beach, FL 32407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,079 sqft · built 2001 |
| Lot Size | 0.537 acres (23,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $27,000 (Sep 1996) |
| Tax Bill | $2,945 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34024-322-000 |
| Primary APN | 34024-322-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,079 sqft Heated Area |
| Gross Area | 4,067 sqft |
| 1st Floor Area | 3,079 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 23,435 sqft (0.537 acres) |
| Lot Dimensions | 129 ft deep x 105 ft wide |
| Garage Area | 748 sqft |
| Driveway | Driveway |
| Driveway Area | 1,632 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 540 sqft |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 384 EAGLE DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PCB12 |
| Legal Description | COLONY SUBD PHASE 1 LOT 22 BLK A ORB 1658 P 13 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | COLONY |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 22 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 2703 |
384 Eagle Dr is owned and occupied by two individuals who bought it in September 1996.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 384 EAGLE DR, PANAMA CITY BEACH, FL 32407-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 1996 · Amount on File |
| Deed Sale | Sep 5, 1996 · Amount on File |
| Deed Document Number | 0000165813 |
| Deed Book / Page | 1658 / 13 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 384 Eagle Dr was $2,945 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,945.00 Homeowner's exemption | $308,055 | $392,117 Land $82,887 Building $309,230 |
| 2023 | $3,323.00 (+10.62%) Homeowner's exemption | $290,653 (+3%) | $368,419 (+4.11%) Land $61,174 Building $307,245 |
| 2022 | $3,004.00 Homeowner's exemption | $282,187 | $353,862 Land $66,001 Building $287,861 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 384 Eagle Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 65 (1978–2022) |
| Claims Outside the SFHA | 47 of 65 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 384 Eagle Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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