384 Dueling Way, Berlin, MD 21811 Property Records

Worcester County property record for 384 Dueling Way, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,082 sqft · built 2005
Lot Size	0.487 acres (21,197 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2012)
Tax Bill	$5,188 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-161900`

Property Details

APN / Parcel Number

Primary APN	`03-161900`
Alternative APN	`161900`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,082 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,197 sqft (0.487 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	161900
Street Address	384 DUELING WAY
City	BERLIN
State	MD
Zip	21811-2594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PH 1S 21197 SQ FT DUELING WAY DECATUR FARMS PL
Legal Subdivision	DECATUR FARMS
Legal Phase	1S
Legal Lot Number	2
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	3
Census Block	3004
Census Tract	951000

Owner

384 Dueling Way is owned and occupied by an individual who bought it in July 2012.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	384 DUELING WAY, BERLIN, MD 21811-2594
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORWICH COMMERCIAL GROUP INC
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS BK/WILLARDS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2012 · Amount on File
Deed Sale	Jul 17, 2012 · Amount on File
Prior Sale	Mar 2, 2005 · Amount on File
Deed Book / Page	5934 / 472
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	384 DUELING WAY, BERLIN, MD 21811-2594
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079480354
Date	Feb 26, 2021
Book Page	7948/354

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company
Address	08301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	384 DUELING WAY, BERLIN, MD 21811-2594
Document Number	0075160337
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 DUELING WAY BERLIN MD 218112594, BERLIN, MD 21811-2594

Mortgage

Document Number	0075160337
Date	Oct 21, 2019
Book Page	007516/000337

Lender

Name	FARMERS BK/WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 384 Dueling Way was $5,188 with a homeowner's exemption, up 3.5% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,188.00 (+3.49%) Homeowner's exemption	$505,500	$516,000 Land $80,100 Building $435,900
2025	$5,013.00 Homeowner's exemption
2023	$4,670.00 Homeowner's exemption	$439,667	$484,500 Land $80,100 Building $404,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 384 Dueling Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1989–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Dueling Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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