384 Dolphin St, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 384 Dolphin St, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,890 sqft · built 1984
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (May 2015)
Tax Bill$3,660 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-38-17-25-B-2

Property Details

APN / Parcel Number

Primary APN28-38-17-25-B-2
Alternative APNs
  • 28-38-17-25-0000B.0-0002.00
  • 2848903

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,890 sqft Living Area
Gross Area2,670 sqft
1st Floor Area1,073 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchFlorida Room
Porch Area340 sqft
Deck Area84 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2848903
Street Address384 DOLPHIN ST
CityMELBOURNE BEACH
StateFL
Zip32951-2914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU113
Legal DescriptionRIVERIA ESTATES SUBD LOT 2 BLK B
Legal Range38E
Legal Township28S
Legal Section17
Legal SubdivisionRIVERIA ESTATES SUBD
Legal BlockB
Legal Lot Number2
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group4
Census Block4008
Census Tract66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address384 DOLPHIN ST, MELBOURNE BEACH, FL 32951-2914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2015 · Amount on Record
Deed SaleMay 12, 2015 · Amount on Record
Prior SaleNov 5, 2014
Deed Document Number201594754
Deed Book / Page7364 / 1123
Prior Transfer DateOct 24, 2012
Prior Transfer Doc0067612314
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address384 DOLPHIN ST, MELBOURNE BEACH, FL 32951-2914
Transaction TypeMortgage
Record UpdatedApr 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address384 DOLPHIN ST, MELBOURNE, FL 32951-2914

Mortgage

Document Number0091442709
DateJun 4, 2021
Book Page9144/2709
Instrument2021145211
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,710 (+2.98%)$516,220 (-7.53%)
2025$3,660.00 (+7.39%) Homeowner's exemption$271,610 (+5.98%)$558,260 (+9.34%)
2024$3,408.00 (+1.7%)
2023$3,351.00 (+7.34%) Homeowner's exemption$256,280 (+3%)$510,580 (+9.51%) Land $235,000 Building $275,580
2022$3,122.00 Homeowner's exemption$248,820$466,250 Land $235,000 Building $231,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims57 (1979–2022)
Claims Outside the SFHA32 of 57
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Oct 2017 · 10 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Frances, Sep 2004 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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