384 Cumberland Trl, Conroe, TX 77302 Property Records

Montgomery County property record for 384 Cumberland Trl, Conroe, TX 77302

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,774 sqft · built 1975
Lot Size0.374 acres (16,297 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Aug 2018)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN8320-08-23300

Property Details

APN / Parcel Number

Primary APN8320-08-23300
Alternative APN
  • R147072

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,774 sqft Living Area
Gross Area3,670 sqft
1st Floor Area1,904 sqft
2nd Floor Area870 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1982
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area16,297 sqft (0.374 acres)
View / LotPrimary
Garage TypeAttached
Garage Area896 sqft
Parking Spaces4 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area54 sqft
Canopy120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address384 CUMBERLAND TRL
CityCONROE
StateTX
Zip77302-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionRIVER PLANTATION 08, LOT 233-A, 234
Legal SubdivisionRIVER PLANTATION 08
Legal Lot Number233-A
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group3
Census Block3014
Census Tract693202

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address384 CUMBERLAND TRL, CONROE, TX 77302-2902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2018 · Amount on Record
Deed SaleAug 8, 2018 · Amount on Record
Prior SaleFeb 28, 2013 · Amount on Record
Deed Document Number201876801
Prior Transfer DateAug 3, 2018
Prior Transfer Doc0000076801
Record UpdatedOct 29, 2026

August 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateAug 8, 2018
Property Address384 CUMBERLAND TRL, CONROE, TX 77302-2902
Document Number0000076801
Map ReferenceVOL9 PG38
Instrument DateAug 3, 2018
Instrument2018076801
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyCAPITLA TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address384 CUMBERLAND TRL, CONROE, TX 77302-2902

Mortgage

Document Number0000076802
DateAug 8, 2018
Instrument2018076802
Lender
NameCARDINAL FINANCIAL COMPANY LIMITED
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306,963 (+3.11%) Land $17,927 Building $289,036$306,963 (+3.11%) Land $17,927 Building $289,036
2025$297,690 (+11.91%) Land $17,927 Building $279,763$297,690 (-3.91%) Land $17,927 Building $279,763
2023Homeowner's exemption$266,020 Land $17,930 Building $291,880$309,810 Land $17,930 Building $291,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 161 policies
Nearby Flood Policies161 in force
Nearby Flood Claims94 (2016–2025)
Claims Outside the SFHA12 of 94
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 28 claims
  • Hurricane Harvey, Sep 2017 · 48 claims
  • Severe Storms And Flooding, Jun 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PLANTATION UTILITY DISTRICT
serves 1,881 people · EPA ID TX1700283
Water SourceGroundwater
Last State InspectionApr 2023
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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