384 Concord Rd, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 384 Concord Rd, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,713 sqft · built 1952
Lot Size	1.29 acres (56,480 sqft)
Owner	Individual Name on File
Last Sale	$119,659 (Feb 2025)
Tax Bill	$12,323 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BEDF M:067 P:0053`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:067 P:0053`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
Gross Area	3,950 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,480 sqft (1.29 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	384 CONCORD RD
City	BEDFORD
State	MA
Zip	01730-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3010
Census Tract	359303

Owner

384 Concord Rd is owned and occupied by an individual who bought it in February 2025.

Source: Middlesex County and Bedford Town records, as of April 15, 2026

Owner of Record	Individual Name on File
Mailing Address	384 CONCORD RD, BEDFORD, MA 01730-2050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP
Mar 11, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PARAMOUNT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2025 · Amount on File
Deed Sale	Feb 24, 2025 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Document Number	202518422
Deed Book / Page	83792 / 94
Prior Transfer Date	Feb 21, 2025
Prior Transfer Doc	0083792-94
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	384 CONCORD RD, BEDFORD, MA 01730-2050
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085375-295
Date	Mar 24, 2026
Book Page	85375/295
Instrument	31722

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Mar 11, 2022
Property Address	384 CONCORD RD, BEDFORD, MA 01730-2050
Document Number	079808-310
Book / Page	79808 / 310
Instrument Date	Feb 21, 2022
Instrument	37440
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	384 CONCORD RD, BEDFORD, MA 01730-2050

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Oct 25, 2021
Property Address	384 CONCORD RD, BEDFORD, MA 01730-2050
Document Number	78981-227
Book / Page	78981 / 227
Instrument Date	Oct 22, 2021
Instrument	232949
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 CONCORD RD, BEDFORD, MA 01730-2050

Mortgage

Document Number	232950
Date	Oct 25, 2021
Instrument	232950

Lender

Name	PARAMOUNT BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 384 Concord Rd was $12,323, up 6.4% from the year before.

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,323.00 (+6.41%)	$1,023,500 (+5%) Land $630,100 Building $393,400	$947,340
2024	$11,581.00 (+4.93%)	$974,800 (+10.22%) Land $600,100 Building $374,700
2023	$11,037.00	$884,400 Land $566,700 Building $317,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 384 Concord Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2010–2016)
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Concord Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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