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384 Beckley Pl, Saint Charles, MO 63304 Property Records

St. Charles County property record for 384 Beckley Pl, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,172 sqft · built 1993
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$134,500 (Jun 2002)
Tax Bill$3,262 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNA943000790

Property Details

APN / Parcel Number

Primary APNA943000790
Alternative APN
  • 3-157C-6997-00-0105.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,172 sqft Living Area
Gross Area2,862 sqft
1st Floor Area1,200 sqft
Basement Area1,092 sqft
Finished Basement972 sqft
Unfinished Basement120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area570 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area20 sqft
Deck AreaDeck Area
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA943000790
Street Address384 BECKLEY PL
CitySAINT CHARLES
StateMO
Zip63304-1029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO EST #2 LOT 105
Legal SubdivisionMONTICELLO EST #2
Legal Lot Number105
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3033
Census Tract311124

Owner

384 Beckley Pl is owned and occupied by an individual who bought it in June 2002.

Source: St. Charles County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address384 BECKLEY PL, SAINT CHARLES, MO 63304-1029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2002 · Amount on File
Deed SaleJun 3, 2002 · Amount on File
Prior SaleSep 5, 2000 · Amount on File
Deed Document Number200251274
Deed Book / Page2908 / 360
Prior Transfer DateMay 17, 2002
Prior Transfer Doc0029080360
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address384 BECKLEY PL, SAINT CHARLES, MO 63304-1029
Document Number0067990658
Book / Page006799 / 000658
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedSep 5, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address384 BECKLEY PL ST CHARLES MO 633041029, ST CHARLES, MO 63304-1029

Mortgage

Document Number0067990658
DateAug 30, 2017
Book Page006799/000658
Instrument545660
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term180 Months
DueAug 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 384 Beckley Pl was $3,262.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,017 (-)$268,511 (-) Land $65,800 Building $202,711
2025$3,262.00$51,017$268,511 Land $65,800 Building $202,711
2023$48,184
2022$253,598 Land $50,000 Building $203,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 384 Beckley Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Beckley Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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