384 Arnold Rd, Lexington, NC 27295 Property Records

Davidson County property record for 384 Arnold Rd, Lexington, NC 27295

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,116 sqft · built 2002
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$117,500 (Jun 2003)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-321-C-000-0020`

Property Details

APN / Parcel Number

Primary APN	`11-321-C-000-0020`
Alternative APN	`7223400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,116 sqft Total Area
1st Floor Area	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Lot Width	102 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7223400
Street Address	384 ARNOLD RD
City	LEXINGTON
State	NC
Zip	27295-8737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	P=23-20 L20 BK1424-938 SUNSET RIDGE
Legal Subdivision	SUNSET RIDGE PHASE ONE
Jurisdiction	DAVIDSON NC
Township / Civil Division	LEXINGTON
Census Block Group	3
Census Block	3035
Census Tract	60400

Owner

384 Arnold Rd is owned and occupied by two individuals who bought it in June 2003.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	384 ARNOLD RD, LEXINGTON, NC 27295-8737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2003 · Amount on File
Deed Sale	Jun 4, 2003 · Amount on File
Prior Sale	Sep 4, 2002 · Amount on File
Deed Book / Page	1424 / 938
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	384 ARNOLD RD, LEXINGTON, NC 27295-8737
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023290920
Date	Sep 6, 2018
Book Page	2329/0920
Instrument	2018000018334

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	WELCOME, NC 27374

Agreement

Amount	Amount on Record
Term	263 Months
Due	Aug 28, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 384 Arnold Rd was $1,024.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,600 (-)	$157,600 (-) Land $25,000 Building $132,600
2025	$1,024.00	$157,600	$157,600 Land $25,000 Building $132,600
2023	$1,052.00	$159,530	$159,530 Land $25,000 Building $134,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 384 Arnold Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Arnold Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Cable · DSL in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arnold Rd

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