3839 River Rd, Hickory, NC 28602 Property Records

Catawba County property record for 3839 River Rd, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1996
Lot Size	0.69 acres (30,056 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Jun 2020)
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jun 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3710-09-15-3877`

Property Details

APN / Parcel Number

Primary APN	`3710-09-15-3877`
Alternative APN	`0601540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	3,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	298 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3839 RIVER RD
City	HICKORY
State	NC
Zip	28602-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 3 PLAT 40-128
Legal Subdivision	RIVERBEND SUBDIVISION
Legal Lot Number	3
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	4
Census Block	4027
Census Tract	11102

Owner

3839 River Rd is owned by a company that bought it in June 2020.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	1230 PENNWOOD DR, HICKORY, NC 28602-8955
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Jun 4, 2020	Warranty Deed, Transfer · Line of Credit UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	Apr 26, 2007 · Amount on File
Deed Document Number	202010454
Deed Book / Page	3576 / 216
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3839 RIVER RD, HICKORY, NC 28602-8957
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039600036
Date	Aug 7, 2025
Book Page	3960/36
Instrument	15303

Lender

Name	UNITED BANK
Type	Bank
Address	HICKORY, NC 28601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 4, 2020
Property Address	3839 RIVER RD, HICKORY, NC 28602-8957
Document Number	0035760216
Book / Page	3576 / 216
Map Reference	MB 40 PG 128
Instrument Date	May 4, 2020
Instrument	10454
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 PENNWOOD DR, HICKORY, NC 28602-8955

Mortgage

Document Number	0035760219
Date	Jun 4, 2020
Book Page	3576/219
Instrument	10455

Lender

Name	UNITED BANK
Type	Bank
Address	HICKORY, NC 28601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3839 River Rd was $1,078, down 17.6% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,600 (-) Land $21,300 Building $249,300
2025	$1,078.00 (-17.65%)	$270,600 Land $21,300 Building $249,300
2024	$1,309.00 (+2.67%)
2023	$1,275.00	$270,600 Land $21,300 Building $249,300	$270,600 Land $21,300 Building $249,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3839 River Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3839 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIDDEN CREEK ESTATES private · serves 340 people · EPA ID NC0118290
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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