Vilas County property record for 3839 Razorback Rd, Sayner, WI 54560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Nov 2014) |
| Tax Bill | $2,282 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-277-3 |
| Primary APN | 20-277-3 |
|---|---|
| Alternative APN |
|
| Lot Area | 220,414 sqft (5.06 acres) |
|---|
| Street Address | 3839 RAZORBACK RD |
|---|---|
| City | SAYNER |
| State | WI |
| Zip | 54560-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT NE SW |
| Legal Range | 08E |
| Legal Township | 41N |
| Legal Section | 17 |
| Legal Lot Number | 9 |
| Jurisdiction | VILAS WI |
| Township / Civil Division | PLUM LAKE |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 950601 |
Source: Vilas County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3839 RAZORBACK RD, SAYNER, WI 54560-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA |
| Jul 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WISCONSIN BANK & TRUST |
| May 11, 2017 | Intrafamily Transfer, Transfer |
| Nov 4, 2014 | Trustee's Deed, Foreclosure · ARM COMMUNITY BANK CBD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2014 · Amount on Record |
| Deed Sale | Nov 4, 2014 · Amount on Record |
| Prior Sale | May 23, 2006 · Amount on Record |
| Deed Document Number | 2014525054 |
| Prior Transfer Date | May 8, 2006 |
| Prior Transfer Doc | 01422/0166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 3839 RAZORBACK RD, SAYNER, WI 54560-9727 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3839 RAZORBACK RD, SAYNER, WI 54560-9727 |
| Document Number | 0000617890 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 617890 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 3839 RAZORBACK RD, SAYNER, WI 54560-9727 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3839 RAZORBACK RD, SAYNER, WI 54560-9727 |
| Document Number | 0000602406 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 602406 |
| Name | WISCONSIN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SHEBOYGAN, WI 53081 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VILAS WI |
| Recording Date | May 11, 2017 |
| Property Address | 3839 RAZORBACK RD, SAYNER, WI 54560-9727 |
| Document Number | 0000545887 |
| Instrument Date | May 4, 2017 |
| Instrument | 545887 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | VILAS WI |
| Recording Date | Nov 4, 2014 |
| Property Address | 3839 RAZORBACK RD, SAYNER, WI 54560-9727 |
| Document Number | 0000525054 |
| Instrument Date | Oct 30, 2014 |
| Instrument | 525054 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | VILAS TITLE SERVICE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000525055 |
|---|---|
| Date | Nov 4, 2014 |
| Instrument | 525055 |
| Name | COMMUNITY BANK CBD |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
Source: Vilas County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | Plum Lake Town |
| Unified School District | Northland Pines School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,282.00 (+12.97%) Homeowner's exemption | $425,900 (+125.58%) Land $55,100 Building $370,800 | |
| 2023 | $2,020.00 | $188,800 Land $32,200 Building $156,600 | |
| 2022 | $268,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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