3839 Forest Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 3839 Forest Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1900
Lot Size	0.121 acres (5,314 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2017)
Tax Bill	$6,438 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Nov 2017 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`651-0042-0027-00`

Property Details

APN / Parcel Number

Primary APN	`651-0042-0027-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,922 sqft Living Area
1st Floor Area	775 sqft
2nd Floor Area	775 sqft
Attic	Attic
Attic Area	372 sqft
Basement Area	775 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,314 sqft (0.121 acres)
Lot Dimensions	140 ft deep x 38 ft wide
Porch	Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3839 FOREST AVE
City	CINCINNATI
State	OH
Zip	45212-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WS FOREST AVE 0.1221 AC S33 T4 FR2PT LOT 320 ELSMERE SUB
Legal Subdivision	ELSMERE SUB
Legal Lot Number	320
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3009
Census Tract	25402

Owner

3839 Forest Ave is owned and occupied by an individual who bought it in November 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3839 FOREST AVE, CINCINNATI, OH 45212-3928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Nov 17, 2017	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Feb 23, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on File
Deed Sale	Nov 17, 2017 · Amount on File
Prior Sale	Feb 23, 2017 · Amount on File
Deed Document Number	17-0105458
Deed Book / Page	013547 / 000050
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3839 FOREST AVE, CINCINNATI, OH 45212-3928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200111835
Date	Oct 26, 2020
Book Page	14282/2928
Instrument	2020-0111835

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 17, 2017
Property Address	3839 FOREST AVE, CINCINNATI, OH 45212-3928
Document Number	0000105458
Book / Page	013547 / 000050
Instrument Date	Nov 6, 2017
Instrument	105458
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3839 FOREST AVE CINCINNATI OH 452123928, CINCINNATI, OH 45212-3928

Mortgage

Document Number	105459
Date	Nov 17, 2017
Book Page	013547/000052
Instrument	105459

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 16, 2032

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 23, 2017
Property Address	3839 FOREST AVE, CINCINNATI, OH 45212-3928
Document Number	0000006743
Map Reference	PB 8 PG 35-36
Instrument Date	Feb 8, 2017
Instrument	17-0016743
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000006744
Date	Feb 23, 2017
Instrument	17-0016744

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3839 Forest Ave was $6,438, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,438.00 (+2.98%)	$124,768 (+%) Land $24,111 Building $100,657
2024	$6,252.00 (-2.63%)	$124,767 (-) Land $24,111 Building $100,656
2023	$6,421.00 (+15.15%)	$124,767 (+37.11%) Land $24,111 Building $100,656	$356,480 Land $68,890 Building $287,590
2022	$5,576.00 Homeowner's exemption	$91,000 Land $10,934 Building $80,066
2020			$260,000 Land $31,240 Building $228,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3839 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3839 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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