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3839 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3839 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage3,085 sqft Heated Area
Lot Size12,110 sqft (0.278 acres)
GarageFinished, 441 sqft
Tax Bill$8,805.00 (2025)

Property Details

APN / Parcel Number

Primary APN120592
Alternative APN
  • 152630070000012280

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,085 sqft Heated Area
Gross Area3,534 sqft Gross Area
1st Floor1,322 sqft 1st Floor
Upper Floors1,763 sqft Upper Floors
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,110 sqft (0.278 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
FenceFence
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number120592
Street Address3839 CEDAR HAMMOCK TRL
CitySAINT CLOUD
StateFL
Zip34772-8737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 228
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number228
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43208

Owner

Source: Osceola County records · APN 120592

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
May 09, 2018Quit Claim Deed, Transfer
OS NATIONAL LLC
May 17, 2018Loan Modification, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2015
Deed SaleFeb 02, 2015
Prior SaleAug 22, 2013 · Amount on Record
Deed Doc Number0047290089
Deed Book / Page4729 / 0089
Last Transfer DateMay 09, 2018
Transfer Doc0053310464
Record RefreshedJun 08, 2026

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 09, 2018
Property Address3839 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Document Number0053310464
Book / Page005331 / 000464
Instrument DateMay 08, 2018
Instrument74065
Transaction TypeTransfer
Record UpdatedJun 08, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 17, 2018
Property Address3839 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Document Number0053352007
Book / Page005335 / 002007
Instrument DateMay 08, 2018
Instrument78186
Transaction TypeMortgage
Record UpdatedFeb 25, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004

Mortgage

Document Number53352007
DateMay 17, 2018
Book Page005335/002007
Instrument78186
Lender
NameJP MORGAN CHASE BK
TypeBank
Address383 MADISON AVE, NEW YORK, NY 10179-0001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,805.00 (+14.81%)$411,900 (+7.21%) Land $85,000 Building $326,900$411,900 (+7.21%) Land $85,000 Building $326,900
2023$7,669.00 (+10.08%)$384,200 (+10.72%) Land $75,000 Building $309,200$384,200 (+10.72%) Land $75,000 Building $309,200
2022$6,967.00$347,000 Land $70,000 Building $277,000$347,000 Land $70,000 Building $277,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 599 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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