38381 N 3rd Ave, Spring Grove, IL 60081 Property Records

Lake County property record for 38381 N 3rd Ave, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,494 sqft · built 1996
Lot Size	0.215 acres (9,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,500 (Sep 2022)
Tax Bill	$5,520 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-34-305-025`

Property Details

APN / Parcel Number

Primary APN	`01-34-305-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	747 sqft
2nd Floor Area	747 sqft
Upper Floors Area	747 sqft
Basement Area	747 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	9,352 sqft (0.215 acres)
Lot Dimensions	150 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	121 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	38381 N 3RD AVE
City	SPRING GROVE
State	IL
Zip	60081-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J L SHAWS 2ND SUB ON FOX LAKE; N37.5 LT176 & LT177 (EX N25 THOF)
Legal Subdivision	J.L. SHAWS 2ND SUBDN
Legal Lot Number	176-1
Jurisdiction	LAKE IL
Township / Civil Division	ANTIOCH
Census Block Group	2
Census Block	2038
Census Tract	860807

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 TERRA SPRINGS CIR, VOLO, IL 60020-3205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Sep 18, 2013 · Amount on Record
Deed Document Number	20227935055
Prior Transfer Date	Dec 20, 2010
Prior Transfer Doc	0006691421
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 26, 2022
Property Address	38381 N 3RD AVE, SPRING GROVE, IL 60081-9439
Document Number	0007935055
Map Reference	DOC 139398
Instrument Date	Sep 6, 2022
Instrument	7935055
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38381 N 3RD AVE, 38381, SPRING GROVE, IL 60081-9439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38381 N 3RD AVE, SPRING GROVE, IL 60081-9439

Mortgage

Document Number	0007935056
Date	Sep 26, 2022
Instrument	7935056

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Antioch Township
Elementary School District	Fox Lake Grade School District 114 (PK - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,573 (+20.63%) Land $3,841 Building $84,732	$265,745 (+20.63%) Land $11,524 Building $254,221
2024	$5,520.00 (+6.89%)
2023	$5,164.00 (+4.81%)	$73,428 (+7.47%) Land $3,184 Building $70,244	$220,306 (+7.47%) Land $9,553 Building $210,753
2022	$4,927.00	$68,322 Land $4,006 Building $64,316	$204,986 Land $12,019 Building $192,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	28 (1979–2026)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, May 2013 · 7 claims Severe Storms And Flooding, Jun 2008 · 4 claims Severe Storms & Flooding, Apr 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20