3838 Sterling St, Cocoa, FL 32926 Property Records

Brevard County property record for 3838 Sterling St, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,085 sqft · built 1990
Lot Size2.35 acres (102,366 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Mar 2005)
Tax Bill$3,754 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-35-13-00-257

Property Details

APN / Parcel Number

Primary APN24-35-13-00-257
Alternative APNs
  • 24-35-13-00-00257.0-0000.00
  • 2404177

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,085 sqft Living Area
Gross Area4,443 sqft
1st Floor Area1,771 sqft
Upper Floors Area344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area102,366 sqft
Garage TypeAttached
Garage Area668 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area346 sqft
Deck Area1,048 sqft
Balcony Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2404177
Street Address3838 STERLING ST
CityCOCOA
StateFL
Zip32926-6310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionE 1/2 OF W 1/2 OF SE 1/4 OF NW 1/4 EX ORB 2546 PG 865, 3035 PG 407
Legal Range35E
Legal Township24S
Legal Section13
Legal Block257
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group5
Census Block5003
Census Tract62113

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3838 STERLING ST, COCOA, FL 32926-6310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2005 · Amount on Record
Deed SaleMar 31, 2005 · Amount on Record
Prior SaleJul 6, 2004 · Amount on Record
Deed Document Number2005110148
Deed Book / Page5444 / 912
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3838 STERLING ST, COCOA, FL 32926-6310
Transaction TypeMortgage
Record UpdatedJun 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3838 STERLING ST, COCOA, FL 32926-6310

Mortgage

Document Number0098072992
DateJun 8, 2023
Book Page9807/2992
Instrument2023118216
Lender
NameTD BANK NA
TypeBank
AddressREADING, PA 19608
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$264,770 (+2.7%)$520,910 (+1.12%)
2025$3,754.00 (+9.83%) Homeowner's exemption$257,810 (+5.98%)$515,130 (+14.96%) Land $117,500 Building $397,630
2023$3,418.00 (+6.55%) Homeowner's exemption$243,260 (+3%)$448,110 (+12.59%) Land $58,750 Building $389,360
2022$3,208.00 Homeowner's exemption$236,180$398,010 Land $58,750 Building $339,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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