Saginaw County property record for 3838 S Fenmore Rd, Merrill, MI 48637
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,176 sqft · built 1974 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Mar 2020) |
| Tax Bill | $2,465 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-11-1-09-4007-000 |
| Primary APN | 19-11-1-09-4007-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 61,855 sqft (1.42 acres) |
| Lot Dimensions | 387 ft deep x 160 ft wide |
| Porch | Covered Porch |
| Porch Area | 180 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 3838 S FENMORE RD |
|---|---|
| City | MERRILL |
| State | MI |
| Zip | 48637-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 160 FT OF S 940 FT OF E 420 FT OF S 50 AC OF E 1/2 OF SE 1/4 1.54 ACRES SEC 9 T11N R1E |
| Legal Range | 01E |
| Legal Township | 11N |
| Legal Section | 09 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | LAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 12300 |
3838 S Fenmore Rd is owned and occupied by an individual who bought it in March 2020.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13767 GRATIOT RD, HEMLOCK, MI 48626-8447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on File |
| Deed Sale | Mar 25, 2020 · Amount on File |
| Prior Sale | Nov 7, 1996 · Amount on File |
| Deed Document Number | 20206619 |
| Prior Transfer Date | Jan 7, 2010 |
| Prior Transfer Doc | 0000000539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 25, 2020 |
| Property Address | 3838 S FENMORE RD, MERRILL, MI 48637-9648 |
| Document Number | 0000006619 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 6619 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13767 GRATIOT RD HEMLOCK MI 486268447, HEMLOCK, MI 48626-8447 |
| Document Number | 6620 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 6620 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2050 |
The 2025 property tax bill for 3838 S Fenmore Rd was $2,465 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Lakefield Township |
| Unified School District | Merrill Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,700 | $175,400 | |
| 2025 | $2,465.00 Homeowner's exemption | ||
| 2023 | $59,100 | $118,200 | |
| 2022 | $2,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3838 S Fenmore Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3838 S Fenmore Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
May also be available: Point Broadband.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures