3838 Rodeo Dr, Sebring, FL 33875 Property Records

Highlands County property record for 3838 Rodeo Dr, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 2,063 sqft · built 1985
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Mar 2022)
Tax Bill	$2,380 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-09-35-28-011-0000-63A0`

Property Details

APN / Parcel Number

Primary APN	`C-09-35-28-011-0000-63A0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	1,718 sqft
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,097 sqft (0.117 acres)
Garage Type	Finished
Garage Area	534 sqft
Driveway	Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	235 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3838 RODEO DR
City	SEBRING
State	FL
Zip	33875-4783
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PRAIRIE OAKS PHASE I PB 14 PG 29 LOT 63A + EASEMENT RIGHTS
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	PRAIRIE OAKS PHASE I
Legal Phase	1
Legal Lot Number	63A
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3019
Census Tract	961301

Owner

Source: Highlands County records · APN C-09-35-28-011-0000-63A0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3838 RODEO DR, SEBRING, FL 33875-4783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 09, 2020	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK
Oct 31, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Jun 09, 2020 · Amount on Record
Deed Document Number	2084070
Deed Book / Page	2892 / 1277
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 23, 2022
Property Address	3838 RODEO DR, SEBRING, FL 33875-4783
Document Number	0002084070
Book / Page	2892 / 1277
Map Reference	MB 14 PG 29
Instrument Date	Mar 22, 2022
Instrument	2084070
Transaction Type	Transfer
Record Updated	Apr 07, 2022
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3838 RODEO DR, SEBRING, FL 33875-4783

Mortgage

Document Number	0028921279
Date	Mar 23, 2022
Instrument	2892/1279

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 09, 2020
Property Address	3838 RODEO DR, SEBRING, FL 33875-4783
Document Number	0001987998
Book / Page	2756 / 1658
Map Reference	MB 14 PG 29
Instrument Date	Jun 09, 2020
Instrument	1987998
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3113 WATERWOOD DR, 3113, SEBRING, FL 33872-4494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6813 HABITAT DR, SAINT CLOUD, FL 34773-6025

Mortgage

Document Number	0027561660
Date	Jun 09, 2020
Instrument	2756/1660

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 31, 2019
Property Address	3838 RODEO DR, SEBRING, FL 33875-4783
Document Number	0001961985
Book / Page	002720 / 001229
Instrument Date	Oct 21, 2019
Instrument	1961985
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3838 RODEO DR SEBRING FL 338754783, SEBRING, FL 33875-4783

Mortgage

Document Number	1961986
Date	Oct 31, 2019
Book Page	002720/001231
Instrument	1961986

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,487 (+5.99%)	$220,138 (+15.23%) Land $8,500 Building $211,638
2024	$2,380.00 (+2.32%)
2023	$2,326.00 (-7.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$191,049 (+15.28%) Land $7,500 Building $183,549	$191,049 (+15.28%) Land $7,500 Building $183,549
2022	$2,518.00	$165,720 Land $7,500 Building $158,220	$165,720 Land $7,500 Building $158,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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