Lancaster County property record for 3838 Joshua Tree Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,554 sqft · built 2006 |
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $28,350 (Sep 2008) |
| Tax Bill | $1,241 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0079-00-057.05 |
| Primary APN | 0079-00-057.05 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 2,936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 133,294 sqft (3.06 acres) |
| Garage Area | 553 sqft |
| Porch | Porch |
| Porch Area | 248 sqft |
| Deck Area | 398 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 82875 |
|---|---|
| Street Address | 3838 JOSHUA TREE RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-7466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 2-3 |
| Legal Lot Number | 2-3 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 11001 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3838 JOSHUA TREE RD, LANCASTER, SC 29720-7466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY 1 LENDING INC |
| Oct 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage NETWORK CAPITAL FUNDING CORP |
| Jan 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Oct 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2008 · Amount on Record |
| Deed Sale | Sep 18, 2008 · Amount on Record |
| Prior Sale | Jun 20, 2006 · Amount on Record |
| Deed Document Number | 200813233 |
| Deed Book / Page | 485 / 25 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 3838 JOSHUA TREE RD, LANCASTER, SC 29720-7466 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3838 JOSHUA TREE RD, LANCASTER, SC 29720-7466 |
| Document Number | 0000013720 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | 5441/1 |
| Instrument | 2025013720 |
| Name | LIBERTY 1 LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 24001 SOUTHFIELD RD STE 214, SOUTHFIELD, MI 48075 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 3838 JOSHUA TREE RD, LANCASTER, SC 29720-7466 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000016429 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 4845/296 |
| Instrument | 2022016429 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 3838 JOSHUA TREE RD, LANCASTER, SC 29720-7466 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000761 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 3294/162 |
| Instrument | 2017000761 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 3838 JOSHUA TREE RD, LANCASTER, SC 29720-7466 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015938 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 3447/119 |
| Instrument | 2017015938 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 1, 2045 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,241.00 (+9.44%) | $8,500 (+14.99%) Land $993 Building $7,507 | $253,400 (+37.12%) Land $29,600 Building $223,800 |
| 2024 | $1,134.00 (+0.44%) | ||
| 2023 | $1,129.00 (+0.36%) | $7,392 (-) Land $912 Building $6,480 | $184,800 (-) Land $22,800 Building $162,000 |
| 2022 | $1,125.00 | $7,392 Land $912 Building $6,480 | $184,800 Land $22,800 Building $162,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverNet Connect Fiber | 1,000 / 1,000 |
| Comporium Cable | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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