3838 Garnet Dr, Mulberry, FL 33860 Property Records

Polk County property record for 3838 Garnet Dr, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 1980
Lot Size	0.258 acres (11,252 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Sep 2021)
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-29-34-142450-000850`

Property Details

APN / Parcel Number

Primary APN	`23-29-34-142450-000850`
Alternative APNs	`342923142450000850` `42923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,526 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	484 sqft
Porch	Unfinished Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3838 GARNET DR
City	MULBERRY
State	FL
Zip	33860-8622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	IMPERIALAKES PHASE TWO SECTION ONE A PB 68 PGS 16 & 17 LOT 85
Legal Range	23E
Legal Township	29S
Legal Section	34
Legal Subdivision	IMPERIALAKES PHASE TWO SEC 1-A
Legal Phase	2
Legal Tract	142450
Legal Block	2
Legal Lot Number	85
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2020
Census Tract	14906

Owner

3838 Garnet Dr is owned by a company that bought it in September 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	300 MONTGOMERY ST, 1200, SAN FRANCISCO, CA 94104-1914
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	2021233684
Deed Book / Page	11882 / 26
Prior Transfer Date	Oct 5, 2012
Prior Transfer Doc	0000184136
Record Updated	Oct 29, 2026

September 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 21, 2022
Property Address	3838 GARNET DR, MULBERRY, FL 33860-8622
Document Number	0000256158
Book / Page	12427 / 1156
Map Reference	MB 68 PG 16&17
Instrument Date	Sep 20, 2022
Instrument	2022256158
Transaction Type	Construction Loan
Record Updated	Oct 3, 2022
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 ORRINGTON AVE, EVANSTON, IL 60201-3841
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3838 Garnet Dr was $2,980, down 21.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,919 (-7.21%) Land $34,000 Building $179,919	$213,919 (-7.21%) Land $34,000 Building $179,919
2025	$2,980.00 (-21.56%)	$230,535 Land $34,000 Building $196,535	$230,535 Land $34,000 Building $196,535
2024	$3,799.00 (+1.58%)
2023	$3,740.00 (+14.62%)	$247,164 (+17.28%) Land $33,000 Building $214,164	$247,164 (+17.28%) Land $33,000 Building $214,164
2022	$3,263.00	$210,747 Land $31,000 Building $179,747	$210,747 Land $31,000 Building $179,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3838 Garnet Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3838 Garnet Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20