3838 Estey Ave, Naples, FL 34104 Property Records

Collier County property record for 3838 Estey Ave, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1968
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Dec 2021)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`504400 143 15A01`

Property Details

APN / Parcel Number

Primary APN	`504400 143 15A01`
Alternative APNs	`618444400011178001430015` `61844440001`

Interior

Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,244 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Porch	Aluminum Porch

Location & Zoning

Street Address	3838 ESTEY AVE
City	NAPLES
State	FL
Zip	34104-4457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	N G + T C L F NO 2 1 50 25 E 80FT OF W 160FT OF N 115FT OF LOT 143 OR 676 PG 1734
Legal Range	25
Legal Township	50
Legal Section	1
Legal Subdivision	N G & T C L F UNIT 2
Legal Tract	504400
Legal Block	2
Legal Lot Number	143
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2024
Census Tract	10602

Owner

3838 Estey Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3838 ESTEY AVE, NAPLES, FL 34104-4457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage MY MORTGAGE INC
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 16, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Document Number	20216178156
Deed Book / Page	6059 / 3493
Prior Transfer Date	Jul 25, 2018
Prior Transfer Doc	0055383052
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 20, 2021
Property Address	3838 ESTEY AVE, NAPLES, FL 34104-4457
Document Number	0060593493
Book / Page	6059 / 3493
Map Reference	MB 1 PG 27A
Instrument Date	Dec 16, 2021
Instrument	6178156
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3838 ESTEY AVE, NAPLES, FL 34104-4457

Mortgage

Document Number	0060593495
Date	Dec 20, 2021
Instrument	6059/3495

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3838 ESTEY AVE, NAPLES, FL 34104-4457
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3838 ESTEY AVE, NAPLES, FL 34104-4457

Mortgage

Document Number	0059900093
Date	Jul 29, 2021
Book Page	5990/93
Instrument	6104492

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	May 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 1, 2018
Property Address	3838 ESTEY AVE, NAPLES, FL 34104-4457
Document Number	0055383052
Book / Page	005538 / 003052
Instrument Date	Jul 25, 2018
Instrument	5593930
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3838 ESTEY AVE NAPLES FL 341044457, NAPLES, FL 34104-4457

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	3838 ESTEY AVE, NAPLES, FL 34104-4457
Document Number	0055220562
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3838 ESTEY AVE NAPLES FL 341044457, NAPLES, FL 34104-4457

Mortgage

Document Number	0055220562
Date	Jun 15, 2018
Book Page	005522/000562
Instrument	5571870

Lender

Name	PENNYMAC
Address	MOORPARK, CA 83021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3838 Estey Ave was $2,869 with a homeowner's exemption, up 12% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,351 (+2.7%)	$310,067 (-15.14%) Land $279,030 Building $31,037
2025	$2,869.00 (+11.98%) Homeowner's exemption	$288,560	$365,387 Land $269,854 Building $95,533
2024	$2,562.00 (+1.39%)
2023	$2,527.00 (-7.3%) Homeowner's exemption	$260,555 (-2.6%) Land $182,952 Building $77,603	$260,555 (-2.6%) Land $182,952 Building $77,603
2022	$2,726.00 Homeowner's exemption	$267,517 Land $192,100 Building $75,417	$267,517 Land $192,100 Building $75,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3838 Estey Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 364 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 units insured incl. 34 condo units
Nearby Flood Claims	239 (1982–2024)
Claims Outside the SFHA	12 of 239
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 67 claims Hurricane Ian, Sep 2022 · 62 claims Hurricane Irma, Sep 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3838 Estey Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, CenturyLink.

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