Hamilton County property record for 3838 Elljay Dr, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,924 sqft · built 1961 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Oct 2021) |
| Tax Bill | $3,580 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2021 Sale & Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0017-0383-00 |
| Primary APN | 608-0017-0383-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 925 sqft |
| 2nd Floor Area | 999 sqft |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 117 ft deep x 115 ft wide |
| Patio Area | 435 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3838 ELLJAY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEMARIE DR 115 X 117.87 IRR LOT 352 SHARON ACRES SUB PART 1 BLK C |
| Legal Subdivision | SHARON ACRES SUB |
| Legal Block | C |
| Legal Lot Number | 352 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 23002 |
3838 Elljay Dr is owned and occupied by an individual who bought it in October 2021.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3838 ELLJAY DR, CINCINNATI, OH 45241-2865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Oct 18, 2021 | Survivorship Deed, Transfer · Line of Credit CITIZENS BANK NA |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Jul 24, 2018 | Deed, Transfer · ARM GUARDIAN SAVINGS BANK FSB |
| Jan 24, 2017 | Affidavit of Death, Transfer |
| Jan 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on File |
| Deed Sale | Oct 18, 2021 · Amount on File |
| Prior Sale | Jul 24, 2018 · Amount on File |
| Deed Document Number | 0000126147 |
| Deed Book / Page | 14525 / 2018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3838 ELLJAY DR, CINCINNATI, OH 45241-2865 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000084542 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 14457/77 |
| Instrument | 2021-0084542 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 18, 2021 |
| Property Address | 3838 ELLJAY DR, CINCINNATI, OH 45241-2865 |
| Document Number | 0000126147 |
| Book / Page | 14525 / 2018 |
| Map Reference | MB 10 PG 13&14 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021-0126147 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3838 ELLJAY DR, CINCINNATI, OH 45241-2865 |
| Document Number | 0000126148 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-0126148 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3838 ELLJAY DR, CINCINNATI, OH 45241-2865 |
| Document Number | 0000029212 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3838 ELLJAY DR CINCINNATI OH 452412865, CINCINNATI, OH 45241-2865 |
| Document Number | 0000029212 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 014133/001637 |
| Instrument | 29212 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 25, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 24, 2018 |
| Property Address | 3838 ELLJAY DR, CINCINNATI, OH 45241-2865 |
| Document Number | 0000003360 |
| Map Reference | MB10 PG13&14 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 18-0063360 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3838 ELLJAY DR, SHARONVILLE, OH 45241-2865 |
| Document Number | 0000003361 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 18-0063361 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 24, 2017 |
| Property Address | 3838 ELLJAY DR, CINCINNATI, OH 45241-2865 |
| Document Number | 0000007508 |
| Book / Page | 013339 / 002240 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 7508 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3838 ELLJAY DR SHARONVILLE OH 452412865, SHARONVILLE, OH 45241-2865 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 24, 2017 |
| Property Address | 3838 ELLJAY DR, CINCINNATI, OH 45241-2865 |
| Document Number | 0000007509 |
| Book / Page | 013339 / 002243 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 7509 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3838 ELLJAY DR SHARONVILLE OH 452412865, SHARONVILLE, OH 45241-2865 |
The 2025 property tax bill for 3838 Elljay Dr was $3,580, up 17.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,580.00 (+17.15%) | $75,250 (+%) Land $18,952 Building $56,298 | |
| 2024 | $3,056.00 (-0.1%) | $75,249 (-) Land $18,952 Building $56,297 | |
| 2023 | $3,059.00 (+22.31%) | $75,249 (+52.24%) Land $18,952 Building $56,297 | $215,000 Land $54,150 Building $160,850 |
| 2022 | $2,501.00 Homeowner's exemption | $49,427 Land $12,047 Building $37,380 | |
| 2020 | $141,220 Land $34,420 Building $106,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3838 Elljay Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 21 (1979–2020) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3838 Elljay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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