Osceola County property record for 3838 Elk Bluff Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,696 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $475,258 (2024) |
| Tax Bill | $4,974.00 (2025) |
| Primary APN | 312631358200010260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,696 sqft Heated Area |
| Gross Area | 2,302 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Porch Area | 165 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3838 ELK BLUFF RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7972 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DEER RUN ESTATES PB 32 PGS 107-109 LOT 26 |
| Legal Lot Number | 26 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43205 |
Source: Osceola County records · APN 312631358200010260
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 620 INDUSTRIAL ST, BELLE FOURCHE, SD 57717-1032 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 31, 2024 | Special Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Prior Sale | Jul 31, 2024 · Amount on Record |
| Deed Doc Number | 0066422078 |
| Deed Book / Page | 6642 / 2078 |
| Last Transfer Date | Apr 09, 2025 |
| Transfer Doc | 0067682513 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 09, 2025 |
| Property Address | 3838 ELK BLUFF RD, SAINT CLOUD, FL 34772-7972 |
| Document Number | 0067682513 |
| Book / Page | 6768 / 2513 |
| Map Reference | MB 32 PG 107-109 |
| Instrument Date | Feb 27, 2025 |
| Instrument | 2025044941 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3838 ELK BLUFF RD, SAINT CLOUD, FL 34772-7972 |
| Name | Verified Name |
|---|---|
| Address | 620 INDUSTRIAL ST, BELLE FOURCHE, SD 57717-1032 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 31, 2024 |
| Property Address | 3838 ELK BLUFF RD, SAINT CLOUD, FL 34772-7972 |
| Document Number | 0066422078 |
| Book / Page | 6642 / 2078 |
| Map Reference | MB 32 PG 107-109 |
| Instrument Date | Jul 30, 2024 |
| Instrument | 2024099580 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,327.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626 |
| Name | Verified Name |
|---|---|
| Address | 3838 ELK BLUFF RD, SAINT CLOUD, FL 34772-7972 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,974.00 (+547.66%) Homeowner's exemption | $348,500 (+533.64%) Land $70,000 Building $278,500 | $348,500 (+533.64%) Land $70,000 Building $278,500 |
| 2023 | $768.00 (+175.27%) | $55,000 (+175%) Land $55,000 | $55,000 (+175%) Land $55,000 |
| 2022 | $279.00 | $20,000 Land $20,000 | $20,000 Land $20,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 294 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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